Monzo

Vulnerable Customer Adviser

Cardiff, Wales, United Kingdom

£24,750 – £29,625Compensation
Mid-level (3 to 4 years)Experience Level
Part TimeJob Type
UnknownVisa
Banking, FintechIndustries

Requirements

Candidates should have experience working with adults with varying degrees of difficulties or personal hardship, providing strong customer service, personal resilience, and boundaries. They must be comfortable and confident managing a high volume of sensitive calls, able to prioritize difficult conversations effectively, and possess a strong sense of empathy, compassion, personal boundaries, and resilience. The ability to start on October 27th, 2025, and attend 10 weeks of full-time remote training is also required.

Responsibilities

The Vulnerable Customer Adviser will handle escalations from fellow Customer Service Advisors, engaging with customers via telephone and in-app chat. They will assist customers with addictions to make account adjustments for recovery, help individuals with various difficulties be understood by Monzo, and support those struggling with basic necessities. The role involves talking to customers who mention suicide and determining the best way to help them, advising colleagues on appropriate tone and phrasing for vulnerable customers, and understanding and adjusting for customers' financial accessibility needs.

Skills

Vulnerable customer support
Empathy
Communication
Active listening
Problem-solving
De-escalation
Handling sensitive calls
Financial education

Monzo

Digital-only banking platform for consumers

About Monzo

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

London, United KingdomHeadquarters
2015Year Founded
$1,856.7MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Competitive salary
Flexible working hours
Work from home
Stock options
32 days of paid vacation and public holidays per year
Health insurance
EAP
Learning budget
Home office stipend
Paid parental leave

Risks

Monzo breached UK banking regulations, risking reputational damage and fines.
Expansion into Europe poses regulatory challenges and potential licensing delays.
Reliance on digital platforms makes Monzo vulnerable to technological disruptions.

Differentiation

Monzo offers real-time spending updates and categorized transactions via a mobile app.
The 'Pots' feature allows users to set aside money for specific purposes.
Monzo Plus provides premium features like custom card designs and travel insurance.

Upsides

Monzo secured $400M in 2024, valuing the bank at $5 billion.
The partnership with SignLive enhances accessibility for Deaf customers.
Expansion into Europe in 2025 could significantly increase Monzo's customer base.

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