Kin Insurance

Insurance Sales Representative

Remote

$65,000 – $100,000Compensation
Entry Level & New Grad, Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Insurance, InsurtechIndustries

About Kin Insurance

Kin is redesigning insurance to be smarter, faster, and centered on the customer. We use intelligent pricing, offer seamless bundling, and make every step (from purchasing, servicing to claims) simple and friction-free, especially in the places traditional insurers often ignore.

We empower people to protect what matters most, starting with their homes and expanding to all they value, in a world where climate risks, rising costs, and outdated systems leave too many behind. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:

  • Built In Chicago's Best Places to Work, Midsize Companies (2021-2025).
  • Forbes' America's Best Startup Employers (2021- 2024, Ranked #37 in 2024).
  • Inc. 5000 Fastest-Growing Private Companies.
  • Forbes’ Fintech 50.

Simply put, our people are what make us great – we need forward-thinking, inspired game-changers like you to join us in our mission.

The Role: Insurance Sales Representative

At Kin Insurance, we are transforming the insurance industry with innovative solutions and a customer-first approach. As a fast-paced insurtech company, we are dedicated to providing homeowners with tailored insurance products that give our customers the assurance of great coverage - through thick & thin.

We are searching for dynamic licensed Insurance Sales Representative to join our dedicated Sales team and help potential customers navigate the complexities of home insurance. As a key player in our growth strategy, you have the chance to connect with homeowners in order to deliver expert consultation on their insurance needs. Our Marketing team supplies you with qualified leads, allowing you to focus on what you do best: closing sales, making a difference, and building lasting relationships. Here, you get to be the driving force behind our customer experience, from the first interaction to closing the deal.

On-target earnings (OTE) start at $84,000, but with uncapped earnings and performance-based incentives, your earning potential is limitless. Our top performers consistently reach six figures and above.

A Day In The Life Could Include

  • Connecting with Potential Customers: Handling inbound inquiries via phone, email, and text to understand customer needs and recommend tailored insurance solutions that fit their unique situation
  • Exceeding Sales Targets: Consistently meeting or exceeding sales goals by building strong relationships, applying effective sales techniques, and ensuring that every interaction adds value for the customer
  • Showcasing Our Products: Clearly communicating the benefits of our insurance offerings, addressing customer questions with confidence and delivering exceptional service throughout the process
  • Maximizing Sales Potential: Leveraging company-provided leads to drive sales, consistently following up to move customers through the sales funnel and toward a successful close
  • Collaborating with Teams: Partner with underwriters and customer service reps to ensure a smooth, seamless experience from the initial inquiry through policy issuance
  • Guiding Customer Decisions: Simplifying complex insurance jargon and educating customers on the coverage options that best protect their most important assets—their homes

Necessary Skills & Experience

  • At least 6 months of homeowners insurance experience in a fast-paced sales environment; call center experience is a plus.
  • Prior sales experience considered: We're open to candidates with previous insurance sales experience (even if not recent) if they've maintained their license and CE, or those with a strong sales background from other industries.
  • Active P&C licensure within your current state of residence.
  • Outstanding communicator with a natural ability to build relationships and gain trust.
  • A proven track record as a closer, with strong negotiation skills and a history of exceeding sales targets.
  • Self-motivated with a results-oriented focus.

Job Details

  • Salary: $65K - $100K
  • Location Type: Remote
  • Employment Type: FullTime

Skills

Sales
Customer Service
Insurance
Homeowners Insurance
Consultation
Lead Generation
Closing Sales
Relationship Building

Kin Insurance

Simplifies home insurance for homeowners

About Kin Insurance

Kin Insurance simplifies the home insurance experience for homeowners, especially those living in coastal areas. The company offers clear and straightforward insurance options that are easy to understand and obtain, addressing the complexities and high costs typically associated with home insurance. By providing direct-to-consumer policies, Kin eliminates the need for brokers or agents, which helps reduce costs and allows for more personalized service. This model fosters a closer relationship with clients, enhancing customer satisfaction. Kin uses technology and data to offer competitive rates and tailor coverage to meet individual homeowner needs. Their commitment to transparency and customer support is evident, with many clients saving an average of $500 when switching to Kin. The goal of Kin Insurance is to make home insurance more accessible, affordable, and customer-focused, distinguishing itself in the competitive insurance market.

Chicago, IllinoisHeadquarters
2016Year Founded
$317.1MTotal Funding
SERIES_DCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, and vision
Life & disability
Commuter benefits
401k
Education & professional development
Flexible PTO
Company provided lunch

Risks

Increased competition from insurtech companies like Lemonade and Hippo.
Potential impact of climate change on coastal areas could raise claims costs.
Regulatory challenges in new markets like Texas may complicate operations.

Differentiation

Kin Insurance offers direct-to-consumer policies, eliminating the need for brokers.
The company uses extensive property data for precise pricing and improved underwriting.
Kin focuses on coastal homeowners, providing tailored insurance solutions for high-risk areas.

Upsides

Kin's expansion into Texas taps into an underserved market with high demand.
The company achieved a $1bn valuation, securing its Unicorn status in 2023.
Kin's technology-driven model ensures competitive rates and personalized service.

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