Capital One

Distinguished Engineer - Card Servicing Applications

New York, New York, United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Banking, Credit Card ServicesIndustries

Distinguished Engineer - Card Servicing Applications

Employment Type: Full time

Position Overview

As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud. You will work alongside our talented team of developers, machine learning experts, product managers, and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate, and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms, and capability domains, creating clear and concise communications, code samples, blog posts, and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

About the Team

Capital One's credit card business is dynamic, fast-growing, and powered by innovative products and advantaged technology. Servicing is a critical differentiator across businesses today, and something we obsess over at Capital One given the importance of caring for customers' finances. Come join the team working to power exceptional customer and agent experiences at scale leveraging the latest tech to deliver real-time, intelligent, AI-enabled banking for millions.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

Responsibilities

  • Articulate and evangelize a bold technical vision for your domain.
  • Decompose complex problems into practical and operational solutions.
  • Ensure the quality of technical design and implementation.
  • Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability, and operability.
  • Continue learning and injecting advanced technical knowledge into our community.
  • Handle several projects simultaneously, balancing your time to maximize impact.
  • Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community.
  • Drive next-generation technical implementation through the creation of high-level and low-level technical architectures for full-stack applications.
  • Connect high-level strategy with low-level implementation, going deep into implementation when appropriate.
  • Apply Generative AI for the appropriate business use cases with a strong focus on guard rails.
  • Identify and act on opportunities for application reuse and consolidation, both within your domain and by providing or consuming capabilities from other domains or lines of business.
  • Ensure architecture decisions are clearly reasoned, documented, and communicated within your line of business - and across lines of business.
  • Lead hands-on problem-solving activities through the software delivery lifecycle - from planning to maintenance - ensuring that all voices are heard and understood while driving to timely, realistic solutions.
  • Promote an inclusive culture of engineering excellence and being well-managed - using opportunities to inner source solutions where possible.
  • Influence Prod

Skills

Cloud Computing
Machine Learning
Software Architecture
Technical Leadership
Mentoring
Code Development
Knowledge Sharing

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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