Human Interest

Senior Software Engineer, Backend (Financial Engines)

United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Retirement Planning, FintechIndustries

Position Overview

  • Location Type: Remote
  • Employment Type: Not specified
  • Salary: Not specified

Human Interest is on a mission to ensure that people in all lines of work have access to retirement benefits. Nearly half of all working Americans are not saving enough for their future. Too often it’s because they are employed by a company that doesn’t offer a retirement plan. Human Interest is changing that by making it affordable and accessible for small and medium-sized businesses to offer employees a path to financial independence through retirement savings.

We’re a high-growth tech company changing the retirement industry. We’ve raised more than $700M in primary and secondary financings and are backed by a number of investors. Most recently, this includes funding from Marshall Wace and Baillie Gifford, as well as top investors such as BlackRock, TPG (The Rise Fund), SoftBank, Glynn Capital, NewView Capital, USVP, Wing, Uncork, and more.

Are you ready to join our amazing engineering team?

Requirements

  • Not specified

Responsibilities

  • Redefine the retirement services space with software that drives toward an effortless, efficient, scalable, and highly reliable cloud-based experience.
  • Passion for ownership – after all, this is what enables our users’ success.
  • Value continuous improvement - we care about documentation, security, durability, not just throwing features over the wall.
  • Help each other be better engineers - we leave things better than we found it.
  • Aspire to collaborate seamlessly - we ensure our software is improving the customer experience.
  • Responsible for the software systems that manage core workflows responsible for investing into funds, managing cash and loans and moving money between accounts.
  • Provide participants an effortless experience while ensuring all operations are handled at high scale with accuracy.
  • Our products provide an investment experience that is highly scalable, accurate, timely, and secure.
  • Regularly undertakes projects that are critical to the company's success, often ranking as a top company initiative.

About the Financial Engines Team

The Financial Engines team enables the entire investment and retirement journey for a participant. Our software systems provide the core functionality for participants to invest money efficiently and accurately, thus enabling them to achieve their target savings with financial security. Additionally our systems provide the core functionality to borrow or withdraw their money when they need it most.

Skills

Cloud
Scalability
Reliability
Security
Documentation
Investment Management
Cash Management
Loans
Software Systems

Human Interest

Simplifies retirement savings plans for businesses

About Human Interest

Human Interest simplifies the setup and management of retirement savings plans for small to medium-sized businesses. It offers a unique 401(k) plan that provides a 3% cash back on employee contributions, encouraging savings for employees earning $60,000 or less annually. The company handles all aspects of 401(k) plan administration, including syncing with payroll, processing contributions, and managing compliance testing and IRS paperwork, allowing businesses to focus on their core operations. Human Interest stands out from competitors by offering transparent pricing with no transaction fees, making it more affordable than traditional retirement benefits. Additionally, it provides financial education through its (k)ickstart™ classroom, which includes a free course for first-time savers, along with award-winning customer service and a mobile-friendly experience.

San Francisco, CaliforniaHeadquarters
2015Year Founded
$561.2MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Our 401(k) includes a dollar-for-dollar employer match up to 4% of compensation
Top-of-the-line health, dental, and vision, with employee premiums fully paid and dependent premiums 50% covered by Human Interest
Stock options for every employee
Generous PTO policy
HSA or FSA offering with an annual employer contribution
Short/Long-term disability and life insurance
Generous parental leave policy
Dollar-for-dollar match of employee donations to nonprofit 501(c)(3) organizations, up to $1,000 per year
Monthly work from home stipend
Annual wellness stipend

Risks

Increased competition from established financial institutions may pressure market share.
Rapid expansion into Utah could strain resources and operational capacity.
Reliance on technology makes Human Interest vulnerable to technological failures or disruptions.

Differentiation

Human Interest offers a unique 3% cash back on employee 401(k) contributions.
The company provides end-to-end administration, including compliance and IRS paperwork handling.
Human Interest charges clear, affordable pricing with zero transaction fees for businesses.

Upsides

The SECURE 2.0 Act could expand Human Interest's customer base among small businesses.
Partnership with BlackRock enhances credibility and provides resources for market expansion.
Increased demand for digital financial services boosts Human Interest's technology-driven approach.

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