Principal Software Engineering Architect
Philo$200,000 - $230,000/year
Full Time
Expert & Leadership (9+ years)
Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Credit, E-commerceIndustries
Requirements
Candidates must have 15+ years of software engineering experience, including prior technical leadership roles. Proven success leading technical architecture for large-scale consumer systems, ideally across multiple domains, is required. Deep experience guiding engineering strategy and delivery at both high-growth startups and mature technology companies is necessary. The ability to distill complex technical problems into clear decisions and communicate effectively with engineers and executives is essential. A track record of mentoring senior engineers and developing technical leaders is expected. Extensive experience building and operating large-scale, highly available systems is required. A Bachelor's degree in Computer Science or a related field, or equivalent practical experience, is needed. Experience in Fintech or retail, and with Machine Learning infrastructure or JVM at scale, are considered a plus.
Responsibilities
The Distinguished Software Engineer will own the architecture, technical roadmap, and delivery outcomes for the Decisions Foundations Engineering Group, encompassing Purchasing, Credit Underwriting, and Machine Learning domains. They will drive the long-term technical vision for these areas and lead architectural strategy and roadmap definition in collaboration with tech leads and the Architecture Group. The role involves championing scalable, performant, and user-centric solutions, defining and upholding standards for design and code quality, and partnering with Product and Engineering leadership to influence product direction. Responsibilities also include guiding cross-functional teams to deliver end-to-end solutions and mentoring senior technical leaders to foster a culture of rigor, curiosity, and technical excellence.
Skills
Architecture
Technical Roadmap
Machine Learning
Credit Underwriting
Purchasing
Scalable Systems
ML Infrastructure
Model Training
Inference
Feature Serving
System Architecture
Product Management
Engineering Leadership
Affirm
Provides buy now, pay later financing solutions
About Affirm
Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.
San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees
Benefits
Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.
Risks
Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.
Differentiation
Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.
Upsides
Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.
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