Gravie

Senior Payment Software Engineer

Remote

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Healthcare, Financial ServicesIndustries

Requirements

Candidates must possess a Bachelor's or Master's degree in Computer Science, Software Engineering, or a related field, with over 5 years of software engineering experience focused on payment processing or financial systems. Proven experience in building payment infrastructure for recurring transactions, including payment gateway integrations, ledger systems, reconciliation, and payment failure handling, is essential. Familiarity with ACH and card processing networks, subscription billing, financial data integrity at scale, modern programming languages like Java or Python, relational and NoSQL databases, cloud platforms (AWS, Azure, GCP), microservices architectures, API design (RESTful, GraphQL), financial reconciliation, general ledger integration, and reporting is required.

Responsibilities

The Senior Payment Software Engineer will lead the design, development, testing, and deployment of complex payment and financial systems, ensuring high performance, scalability, and reliability. They will collaborate with product managers and other engineering teams to translate business requirements into technical solutions. Responsibilities include architecting and implementing secure, compliant solutions adhering to healthcare regulations like HIPAA and PCI-DSS, driving technical excellence through code reviews and mentorship, troubleshooting payment processing issues, and identifying optimization opportunities. The role also involves contributing to the strategic roadmap for the financial technology stack and staying current with industry trends.

Skills

Payment Systems
Financial Systems
Healthcare Financial Workflows
Regulatory Compliance
HIPAA
PCI-DSS
Software Development
System Design
System Optimization
Scalability
Security
Performance
Reliability
Code Reviews
Mentorship
Technical Troubleshooting
Financial Reconciliation

Gravie

Health benefits and insurance solutions provider

About Gravie

Gravie provides health benefits by offering straightforward and affordable health plans, primarily targeting individuals and small to midsize businesses. Their main product, Comfort, stands out because it has no deductible and no copays for most common healthcare services, allowing members to access care without unexpected costs. Additionally, Comfort includes virtual care options for musculoskeletal and mental health issues. Gravie also offers a payment solution called Gravie Pay, which enables members to pay for healthcare expenses interest-free, further easing financial stress. Unlike traditional health plans, Gravie claims that Comfort members save on out-of-pocket costs, and employers switching to Gravie often see lower premium expenses. The company has a high retention rate, indicating that many employees choose to continue with the Comfort plan in subsequent years. Gravie's goal is to simplify health benefits and reduce the financial burden of healthcare for its members.

Minneapolis, MinnesotaHeadquarters
2013Year Founded
$333.3MTotal Funding
DEBTCompany Stage
Fintech, HealthcareIndustries
201-500Employees

Benefits

Health Insurance
401(k) Retirement Plan
401(k) Company Match
Paid Holidays
Paid Vacation
Paid Sick Leave
Flexible Work Hours
Paid Parental Leave
Wellness Program
Alternative Medicine Coverage
Cell Phone Reimbursement
Transportation Perks
Education Reimbursement
Paid Paw-ternity Leave

Risks

Potential backlash from traditional insurers could increase competition or lobbying.
Rapid ICHRA adoption may invite regulatory scrutiny or changes.
Aggressive expansion strategy could strain resources and lead to inefficiencies.

Differentiation

Gravie's Comfort plan offers zero deductibles and copays, unlike traditional health plans.
Gravie Pay provides interest-free payment solutions, reducing financial burdens for members.
Focus on virtual healthcare services enhances accessibility and member satisfaction.

Upsides

Increased ICHRA adoption since 2020 expands Gravie's market opportunities.
Comfort plan's zero-deductible model attracts cost-conscious employers and employees.
Virtual healthcare services align with rising demand, boosting member engagement.

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