Gravie

Senior Payment Software Engineer

Remote

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Healthcare, Financial ServicesIndustries

Senior Payment Software Engineer

Employment Type: Full Time

Position Overview

Gravie is seeking a highly experienced and passionate Senior Payment Software Engineer to join our growing team. This role focuses on our critical payment and financial systems within the healthcare domain. You will be instrumental in designing, developing, and optimizing robust, secure, and scalable solutions that drive our financial operations and ensure seamless transactions for our partners and patients. You will leverage your deep understanding of healthcare financial workflows, regulatory compliance, and modern engineering practices to build the next generation of our payment infrastructure.

Responsibilities

  • Lead the design, development, testing, and deployment of complex payment and financial systems, ensuring high performance, scalability, and reliability.
  • Collaborate closely with product managers, business analysts, and other engineering teams to translate business requirements into technical specifications and innovative solutions.
  • Architect and implement secure, compliant solutions that adhere to healthcare industry regulations (e.g., HIPAA, PCI-DSS) and financial standards.
  • Drive technical excellence through code reviews, mentorship, and the promotion of best practices in software development.
  • Troubleshoot and resolve complex technical issues related to payment processing, financial reconciliation, and data integrity.
  • Identify and implement opportunities for system optimization, automation, and efficiency gains.
  • Stay current with emerging technologies, industry trends, and regulatory changes in healthcare payments and financial systems.
  • Contribute to the strategic roadmap for our financial technology stack.
  • Potentially mentor junior engineers and contribute to their professional development.

Requirements

  • Bachelor's or Master's degree in Computer Science, Software Engineering, or a related field.
  • 5+ years of hands-on experience as a software engineer, with a significant focus on payment processing, financial systems, or related domains.
  • Proven experience building payment infrastructure for recurring transactions, including payment gateway integrations, ledger systems, reconciliation processes, and payment failure handling.
  • Experience with ACH and card processing networks, subscription billing patterns, and financial data integrity at scale.
  • Strong proficiency in one or more modern programming languages (e.g., Java, Python).
  • Extensive experience with relational and/or NoSQL databases (e.g., PostgreSQL, MySQL).
  • Demonstrated expertise in designing and implementing highly available, scalable, and secure distributed systems.
  • Familiarity with cloud platforms (e.g., AWS, Azure, GCP) and microservices architectures.
  • Understanding of financial reconciliation processes, general ledger integration, and reporting.
  • Experience with API design and development (RESTful, GraphQL).

Company Information

Hi, we’re Gravie. Our mission is to improve the way people purchase and access healthcare through innovative, consumer-centric health benefit solutions that people can actually use. Our industry-changing products and services are developed and delivered by a diverse group of unique people. We encourage you to be your authentic self - we like you that way.

Skills

Payment Systems
Financial Systems
Healthcare Financial Workflows
Regulatory Compliance
HIPAA
PCI-DSS
Software Development
System Design
System Optimization
Scalability
Security
Performance
Reliability
Code Reviews
Mentorship
Technical Troubleshooting
Financial Reconciliation

Gravie

Health benefits and insurance solutions provider

About Gravie

Gravie provides health benefits by offering straightforward and affordable health plans, primarily targeting individuals and small to midsize businesses. Their main product, Comfort, stands out because it has no deductible and no copays for most common healthcare services, allowing members to access care without unexpected costs. Additionally, Comfort includes virtual care options for musculoskeletal and mental health issues. Gravie also offers a payment solution called Gravie Pay, which enables members to pay for healthcare expenses interest-free, further easing financial stress. Unlike traditional health plans, Gravie claims that Comfort members save on out-of-pocket costs, and employers switching to Gravie often see lower premium expenses. The company has a high retention rate, indicating that many employees choose to continue with the Comfort plan in subsequent years. Gravie's goal is to simplify health benefits and reduce the financial burden of healthcare for its members.

Minneapolis, MinnesotaHeadquarters
2013Year Founded
$333.3MTotal Funding
DEBTCompany Stage
Fintech, HealthcareIndustries
201-500Employees

Benefits

Health Insurance
401(k) Retirement Plan
401(k) Company Match
Paid Holidays
Paid Vacation
Paid Sick Leave
Flexible Work Hours
Paid Parental Leave
Wellness Program
Alternative Medicine Coverage
Cell Phone Reimbursement
Transportation Perks
Education Reimbursement
Paid Paw-ternity Leave

Risks

Potential backlash from traditional insurers could increase competition or lobbying.
Rapid ICHRA adoption may invite regulatory scrutiny or changes.
Aggressive expansion strategy could strain resources and lead to inefficiencies.

Differentiation

Gravie's Comfort plan offers zero deductibles and copays, unlike traditional health plans.
Gravie Pay provides interest-free payment solutions, reducing financial burdens for members.
Focus on virtual healthcare services enhances accessibility and member satisfaction.

Upsides

Increased ICHRA adoption since 2020 expands Gravie's market opportunities.
Comfort plan's zero-deductible model attracts cost-conscious employers and employees.
Virtual healthcare services align with rising demand, boosting member engagement.

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