Earnest

Director, Product Marketing

San Francisco, California, United States

$220,000 – $249,000Compensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, Education FinanceIndustries

Position Overview

  • Location Type: Hybrid (San Francisco Bay Area, Oakland office for 3 days/month)
  • Job Type: Full-time
  • Salary: $220,000 - $249,000 USD (Range - determined by qualifications, location, and budget)

Earnest is dedicated to making higher education accessible and affordable. We provide financial support and debt management tools to empower students. Our mission is to help people feel in control of their financial future.

The Director, Product Marketing will report to the Chief Marketing Officer and will drive initiatives that differentiate Earnest’s multi-product offerings and overall brand value.

Requirements

  • Experience: 10+ years of product marketing experience in multi-product organizations with a B2C focus.
  • Education: Bachelor’s Degree in Marketing, Business, or related field.
  • Leadership: Proven success in building and leading high-performing product marketing teams.
  • Analytical Skills: Strong analytical and strategic thinking skills to translate market insights into action.
  • Communication Skills: Exceptional communication and influencing skills for cross-functional collaboration.
  • Industry Knowledge: Deep understanding of consumer markets, industry trends, and emerging technologies.
  • Preferred: Consumer fintech experience.

Responsibilities

  • Drive initiatives that differentiate Earnest’s multi-product offerings and overall brand value.
  • Develop and implement best practices for integrated marketing campaigns across multiple channels.
  • Collaborate with Brand Creative to craft compelling value propositions that highlight Earnest’s unique advantages.
  • Work with Product Research to understand customer journeys, intent triggers, and key product features.
  • Recruit, develop, and manage a high-performance team excelling in GTM, positioning, and user insights.

Company Information

  • Mission: To make higher education accessible and affordable for everyone.
  • Products:
    • Private student loans - low rates, people-first service, and flexible payments.
    • Student loan refinancing - break free from high-interest rates or monthly payments.
    • Scholarships - access to thousands of scholarships to help students pay less.
  • Location: San Francisco Bay Area (with requirement for 3 days/month in Oakland office for team collaboration).
  • Benefits: Health, Dental, & Vision benefits plus savi (details not provided).
  • Pay Philosophy: Fair and equitable compensation, determined by qualifications, location, and budget.

#LI-EG1

Skills

Product Marketing
Team Leadership
Strategic Thinking
Market Insights
Cross-Functional Collaboration
Consumer Markets
Emerging Technologies
Campaign Development
Customer Journey Analysis
GTM Strategy
Positioning
User Insights

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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