Senior Programme Manager - Cards at Nium

Malta

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, PaymentsIndustries

Requirements

At least 8 years of experience in program management, with at least 4 years focused on card issuing or payments
Proven track record of delivering complex, multi-stakeholder programs in fintech or financial services
Deep knowledge of card issuing platforms, network rules (Visa/Mastercard), and payment flows
Exceptional communication and stakeholder management skills
Strong analytical, planning, and organizational skills
Experience working in a fast-paced, global, and cross-functional environment
PMP, PRINCE2, or Agile certification is a plus

Responsibilities

Work with the Solution Engineering team from day one: co-design architecture and funding flows so the programme meets Visa/Mastercard rulebooks while maximising interchange and incentive eligibility
Own every issuing launch: steer the full life-cycle from contract through scheme certification, first transactions, initial (T+90) white glove treatment and BAU hand-over
Master the issuing critical path – schedule and deliver chip-profile creation, personalisation bureau onboarding, VTS/MDES token provisioning, 3DS 2.x enablement and digital wallet integrations (Apple Pay / Google Pay)
Lead the cross-functional teams – align processor, scheme compliance and fulfilment partners to hit scheme and technical readiness gates on time
Police scheme compliance – lock down scheme attestations etc; escalate any blocker
Hand-over programme to operations – deliver run-books for programme management to operations
Review programme compliance continuously – run quarterly audits against the latest scheme bulletins; log gaps, assign owners and track closure to guarantee ongoing rule adherence

Skills

Programme Management

Card Issuing

Visa Rules

Mastercard Rules

Scheme Certification

Chip Profile Creation

Personalisation Bureau Onboarding

VTS

MDES Token Provisioning

3DS 2.x

Digital Wallet Integration

Fintech Ecosystems

Nium

Global platform for real-time payments

About Nium

Nium provides real-time payment solutions that enable businesses to send and receive funds instantly, manage foreign exchange transactions, and prevent fraud. Its platform, powered by a proprietary API, allows banks, fintech companies, and money service businesses to integrate services for efficient cross-border money movement. Nium stands out by offering competitive foreign exchange rates and solutions for corporate purchasing and travel payments. The company's goal is to streamline financial transactions for businesses globally while charging fees for its services.

San Francisco, CaliforniaHeadquarters

2016Year Founded

$305.4MTotal Funding

SERIES_ECompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Hybrid Work Options

Paid Vacation

Performance Bonus

Stock Options

Professional Development Budget

Mental Health Support

Risks

Increased competition from Loop and EQ Bank's multi-currency Global Visa Card.

Regulatory challenges in diverse African markets could impact partnership with Ecobank.

Technological integration issues may arise with Partior's blockchain-based payment system.

Differentiation

Nium offers real-time cross-border payments, enhancing speed and efficiency for businesses.

The company provides a proprietary API for seamless integration into existing business systems.

Nium's platform supports multiple payment schemes, including Visa, Mastercard, and Diners Club.

Upsides

Partnership with Ecobank expands Nium's reach to 35 African markets, boosting market presence.

Collaboration with Partior enhances transaction transparency and speed via blockchain technology.

Launch of Diners Club International Card increases flexibility for travel industry customers.

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