Senior Commercial Relationship Manager at Banner Bank

Seattle, Washington, United States

Banner Bank Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • Bachelor's Degree in Finance, Accounting, Business, Economics, or other related field; or equivalent combination of education and experience
  • 8 years of experience in commercial credit, analysis, or business development
  • Proven ability to develop and manage large and complex new business relationships
  • Excellent relationship management, presentation, and negotiation skills
  • In-depth understanding of the local markets
  • Strong financial and analytical skills with the ability to underwrite and structure commercial credits
  • In-depth knowledge of cash management products
  • Knowledge of federal and state laws and regulations relating to commercial lending and appraisal guidelines

Responsibilities

  • Provide a selection of services (primarily commercial credits and treasury management services) to business clients through active business development and relationship management
  • Develop relationships with clients with large/complex businesses
  • Develop and manage a portfolio of high performing commercial relationships, including C & I lending and/or specifically agreed upon specialized industry verticals
  • Generate revenue through targeted business development activities with existing clients and new prospect opportunities
  • Develop and manage relationships with new and existing, large, complex commercial relationships, which may include time spent on specialty industry verticals specifically agreed upon
  • Actively market up to a minimum of 30-40% of allotted marketing time on agreed upon specialized industry verticals and potentially 60-70% of allotted marketing time on large C & I opportunities
  • Negotiate loan terms and conditions within scope of authority
  • Prepare and present credit analysis and recommendations on borrowing requests
  • Conduct credit reviews to ensure compliance with policies and regulations
  • Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times
  • Monitor all credits through periodic reviews and analysis
  • Create awareness of the Bank and its services through community activity
  • Coach and mentor less experienced Commercial Relationship Managers
  • May assist in supervising loan support staff
  • Comply with policies, procedures, security requirements, and government regulations

Skills

Commercial Lending
Treasury Management
Business Development
Relationship Management
C&I Lending
Loan Negotiation
Revenue Generation
Marketing

Banner Bank

Provides banking services and financial products

About Banner Bank

Banner Bank provides a variety of financial services to individuals and businesses in the Western United States, including checking and savings accounts, loans, mortgages, and investment services. The bank operates over 200 locations across Washington, Oregon, California, and Idaho, managing assets of more than $12.6 billion. Its products work by offering tailored financial solutions and expert guidance to meet the specific needs of each client, ensuring personalized service. Unlike many competitors, Banner Bank emphasizes quality, teamwork, and community involvement, which has earned it accolades such as being named the Best Bank in the Pacific Region by Money Magazine and receiving a five-star rating from Bauer Financial for financial strength. The goal of Banner Bank is to provide exceptional financial services while fostering strong community ties and ensuring customer satisfaction.

Walla Walla, WashingtonHeadquarters
1890Year Founded
IPOCompany Stage
Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Unlimited Paid Time Off
Paid Vacation
Paid Sick Leave
Paid Holidays
401(k) Retirement Plan
401(k) Company Match
Tuition Reimbursement

Risks

Increased competition from digital-only banks may erode market share.
Rising interest rates could decrease loan demand, affecting revenue.
Evolving cybersecurity threats pose risks to customer data security.

Differentiation

Banner Bank emphasizes community involvement and personalized customer service.
The bank has been recognized as one of America's Most Trustworthy Companies.
Banner Bank offers tailored financial solutions to meet diverse client needs.

Upsides

Banner Bank's focus on ESG practices attracts environmentally conscious customers.
The bank's strong community ties enhance customer loyalty and brand reputation.
Recognition as a trustworthy company boosts customer confidence and retention.

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