[Remote] Commercial Credit Lead, Dealer Commercial Services at M&T Bank

United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Skills

Key technologies and capabilities for this role

Credit Risk AnalysisFinancial Statement AnalysisCredit StructuringLegal Document NegotiationCredit ApprovalCredit Policy ComplianceRegulatory CompliancePortfolio ManagementUnderwritingLoan ReviewDue DiligenceFinancial AnalysisRisk AssessmentCredit Monitoring

Questions & Answers

Common questions about this position

Is this position remote or does it require office work?

This information is not specified in the job description.

What are the key skills required for the Commercial Credit Lead role?

Key skills include analyzing financial statements, tax returns, due diligence reports, and credit bureaus; underwriting credit requests; structuring loan solutions with terms, conditions, collateral, and guarantors; and performing continuous credit monitoring for portfolio management.

What is the salary or compensation for this position?

This information is not specified in the job description.

What does the team structure look like for this role?

The role involves managing a transaction team and collaborating closely with relationship managers (RM), risk officers, and other stakeholders.

What makes a strong candidate for this Commercial Credit Lead position?

Strong candidates excel in credit origination and underwriting, portfolio management and risk monitoring, and proactive collaboration with relationship managers and stakeholders, with expertise in financial analysis, risk assessment, and credit structuring.

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters

1993Year Founded

IPOCompany Stage

Financial ServicesIndustries

10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.

Integration challenges from the United Bank merger may disrupt operations.

Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.

The bank offers a wide range of traditional and digital banking services.

Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.

Decreased prime rate may attract more borrowers, increasing loan volume.

Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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