Financial Underwriting Representative

San Antonio, Texas, United States

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Health Insurance, Insurance, HealthcareIndustries

Requirements

Candidates must possess intermediate mathematical skills, strong analytical abilities, and excellent attention to detail. Proficiency in Microsoft Office Suite and strong communication and interpersonal skills are required. Less than 2 years of project or process experience is necessary, along with a passion for improving consumer experiences. A Bachelor's degree or equivalent experience, plus 1-2 years of underwriting or financial analysis experience, and familiarity with Dental, Vision, Life, and Disability lines of coverage are preferred qualifications.

Responsibilities

The Financial Underwriting Representative computes rates for moderate to complex group accounts, evaluating renewal discretion requests and reviewing life over guaranteed issue applications. They analyze new business cases during installation, communicate with sales teams to gather information, and maintain accurate records of underwriting activities. The role involves collaborating with team members to streamline processes, improving departmental efficiency, and providing excellent customer service by addressing underwriting-related inquiries and issues.

Skills

Underwriting

Mathematics

Data Analysis

Excel

Microsoft Office

Analytical Thinking

Communication

Interpersonal Skills

Customer Service

Process Improvement

Renewals

New Business Evaluation

Group Insurance

Dental

Vision

Life Insurance

Disability Insurance

Humana

Health insurance provider for seniors and military

About Humana

Humana provides health and well-being services, focusing on Medicare Advantage plans for seniors, military personnel, and communities. Their plans include HMO, PPO, and PFFS options, designed to improve health outcomes through comprehensive and flexible coverage. Humana's revenue comes from government contracts and member premiums, and they aim to maintain high renewal rates by offering quality service and competitive benefits. The company stands out by fostering a culture of inclusivity and belonging among its employees, while also ensuring accessibility for all members, including offering free language interpreter services. Humana's goal is to deliver value to its members through an extensive provider network and innovative health solutions.

Louisville, KentuckyHeadquarters

1961Year Founded

IPOCompany Stage

Social Impact, HealthcareIndustries

10,001+Employees

Risks

Potential over-reliance on AI could disrupt operations if systems fail or are compromised.

Rising medical costs and tightening Medicare reimbursements may strain financial performance.

Leadership change with new CEO Jim Rechtin could lead to strategic disruptions.

Differentiation

Humana is a leader in Medicare Advantage plans, focusing on seniors and military personnel.

The company emphasizes inclusivity, offering free language interpreter services for accessibility.

Humana leverages AI and cloud technologies through a partnership with Google Cloud.

Upsides

Humana's investment in Healthpilot enhances digital enrollment for Medicare options.

The company is the first insurer to cover TMS therapy for adolescent depression.

Humana's focus on value-based care aims to improve outcomes for kidney disease patients.

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