Candidates should have 3-5 years of underwriting experience, with at least 1-2 years focused on stop loss and/or level-funded health plans. A Bachelor's degree in Business, Finance, Economics, Statistics, Mathematics, Insurance, or a related field is required, along with strong analytical and technical skills. The ability to confidently communicate with stakeholders and manage multiple priorities with minimal supervision is essential. Experience in a startup or high-growth environment, a Master's degree, or professional certifications like HIA, CEBS, MHP, or FLMI are considered a plus.
The Underwriter will independently use Gravie's proprietary underwriting engine to rate level-funded plans and provide product and pricing proposals. They will evaluate group health plan risks using underwriting guidelines and risk assessment tools, and communicate rates, plans, and strategic recommendations to sales and account management teams. The role involves making informed pricing decisions based on claims data, demographics, and utilization, while maintaining underwriting documentation and ensuring compliance with regulations. Additionally, the Underwriter will participate in training to enhance knowledge of underwriting methodologies and products, and collaborate with Sales, Account Management, and Product teams to drive underwriting best practices and refine plan designs.
Health benefits and insurance solutions provider
Gravie provides health benefits by offering straightforward and affordable health plans, primarily targeting individuals and small to midsize businesses. Their main product, Comfort, stands out because it has no deductible and no copays for most common healthcare services, allowing members to access care without unexpected costs. Additionally, Comfort includes virtual care options for musculoskeletal and mental health issues. Gravie also offers a payment solution called Gravie Pay, which enables members to pay for healthcare expenses interest-free, further easing financial stress. Unlike traditional health plans, Gravie claims that Comfort members save on out-of-pocket costs, and employers switching to Gravie often see lower premium expenses. The company has a high retention rate, indicating that many employees choose to continue with the Comfort plan in subsequent years. Gravie's goal is to simplify health benefits and reduce the financial burden of healthcare for its members.
Remote
Full Time
Internship, Entry Level & New Grad, Junior (1 to 2 years), Mid-level (3 to 4 years), Senior (5 to 8 years), Expert & Leadership (9+ years)RemoteFull TimeJunior (1 to 2 years)RemoteFull TimeSenior (5 to 8 years), Expert & Leadership (9+ years)RemoteFull TimeJunior (1 to 2 years)RemoteFull TimeJunior (1 to 2 years)RemoteFull TimeMid-level (3 to 4 years), Senior (5 to 8 years)RemoteFull TimeSenior (5 to 8 years)RemoteFull TimeMid-level (3 to 4 years), Senior (5 to 8 years)RemoteFull TimeMid-level (3 to 4 years), Senior (5 to 8 years)RemoteFull TimeJunior (1 to 2 years)