Pacific Life

Underwriting Consultant

Remote

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
InsuranceIndustries

Position Overview

  • Location Type: 100% Remote
  • Employment Type: Full Time
  • Salary: Not specified

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own. Pacific Life is investing in bright, agile, and diverse talent to contribute to our mission of innovating our business and creating a superior customer experience. We’re actively seeking a talented Life Insurance Underwriter to join our Consumer Markets Division.

Requirements

  • Experience: 7-10+ years of Life Insurance Underwriting experience
  • Skills:
    • Proven proficiency in underwriting processes and philosophies
    • Ability to handle advanced decision level authorities without a co-signature (1 Million or higher)
    • Effective written and verbal communication skills

Responsibilities

  • Complete wing-to-wing underwriting decision:
    • Starting with review of upfront underwriting data and tools
    • Handling additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection
    • Finalizing cases
  • Data enter medical history and use system workbenches to process and decision cases
  • Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.

Additional Information

  • Work Arrangement: This role supports 100% remote work.
  • Role Focus: Emphasis on mortality by evaluating risk of death, including history, degree of medical maintenance, treatment, and flags of potential future risk.
  • Impact: Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners.
  • Company Initiative: Pacific Life is undertaking a transformational effort to update our tools and achieve accelerated underwriting.
  • Career Growth: Underwriters are empowered to grow their careers through learning and development opportunities.

Skills

Life Insurance Underwriting
Underwriting processes
Risk assessment
Medical history review
Decision-making authority
Communication skills
Data entry
Risk evaluation

Pacific Life

About Pacific Life

Newport Beach, CaliforniaHeadquarters
1868Year Founded
$189.4MTotal Funding
N/ACompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health Insurance
Paid Vacation
Paid Parental Leave
Adoption Assistance
401(k) Retirement Plan
401(k) Company Match

Risks

Increased competition in annuities market from companies like Prudential and MetLife.
Potential financial exposure from significant real estate investments.
Integration challenges with Selerix could affect customer satisfaction.

Differentiation

Pacific Life partners with T. Rowe Price for innovative Lifetime Income solutions.
Recognized as a top community-minded company, enhancing brand reputation and trust.
Real-time integration with Selerix improves benefits administration accuracy and efficiency.

Upsides

Lifetime Income solution attracts clients seeking secure retirement options.
Enhanced annuity products offer flexibility and growth, increasing product attractiveness.
Strong real estate financing position opens more sector opportunities.

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