Underwriter

About Hometap

Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt.

We work hard, and have some fun along the way, too. The Boston Globe and Forbes have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by Inc., HousingWire, and more!

In case you need any more convincing, we also provide competitive compensation, healthcare coverage, unlimited PTO, a generous share package, and a strong culture with plenty of opportunities for team-building and camaraderie.

Interested in joining us on our mission to make homeownership less stressful and more accessible? We’d love to talk.

Hometap is on a mission to make homeownership less stressful and more accessible. Our home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners, Hometap offers debt-free cash in exchange for a share of their home’s future value — all without any monthly payments over the life of the investment. Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.

Hometap believes that our differences are what bring us together, and one of our biggest priorities is creating a diverse workplace that welcomes and values each team member’s unique perspective, background, and ideas. All roles here are filled based solely on candidates’ qualifications.

Who You Are

As an Underwriter, you’ll play a critical role in Hometap’s home equity investment process, making recommendations on both the homes and homeowners that we work with. The Underwriting team analyzes and digests a broad set of home and homeowner information to assess the risk profile of each application, making investment eligibility recommendations per the standards set out by our underwriting guidelines. This is a great fit for candidates with experience in underwriting, a passion for real estate, and exceptional organizational skills.

What You'll Do

• Work closely with our sales and processing teams to quickly and accurately review homeowner applications
• Evaluate applicant information and risk against underwriting criteria to ensure application completeness, and make informed investment recommendations
• Review and analyze appraisal reports to ensure accuracy and compliance with guidelines – evaluate comparables, market trends, and property conditions to ensure value is supported
• Flag applications for potential concerns with regard to application completeness or risk
• Determine eligibility amounts based on an analysis of the information applicant and property information
• Collaborate with a cross-functional team of sales and operations associates to complete each application review

What You Bring

• Prior underwriting experience
• Extraordinary attention to detail in a fast-paced environment, including strong proofreading/fact-checking skills
• Excellent judgment – comfortable making recommendations based on a rules rubric, escalating issues and questions as needed
• Ability to work independently as well as in a team environment
• Comfort handling multiple responsibilities while being proactive in a deadline-oriented environment
• Strong written and verbal communications skills, and a client-oriented approach
• Eager to join a growing tech company, with interest in real estate and fintech
• Bachelor’s degree, ideally in business, finance, or a related field preferred