Underwriter II (Excess)

Remote

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Insurance, InsurtechIndustries

Requirements

Candidates must possess a Bachelor's degree and a minimum of 3 years of underwriting or related insurance experience. Proficiency in Microsoft Office Suite and the ability to learn industry-specific software are essential, along with strong customer service skills and the capacity to work collaboratively. Professional designations like CPCU, CIC, CRIS, or a Property & Casualty Brokers License are considered a plus. The role also requires flexibility, a willingness to learn, and the ability to adapt to changing priorities.

Responsibilities

The Underwriter II will review and evaluate insurance applications to determine acceptance or rejection based on guidelines, setting coverage levels and pricing according to risk characteristics. Responsibilities include assessing excessive risks, ensuring profitability, and adhering to underwriting guidelines and strategies. The role involves approving or declining applications within authority limits, issuing coverage, and referring risks that exceed individual authority. Underwriting files must be documented accurately, including risk analysis and pricing justification. Additionally, the underwriter will offer recommendations to clients to reduce exposure, collaborate with the underwriting team, utilize databases and specialized software for data verification and risk comparison, and process accounts from quote to policy issuance.

Skills

Underwriting

Risk Assessment

Insurance Pricing

Commercial Insurance

Data Analysis

Regulatory Compliance

Integrated Specialty Coverages, LLC

Insurance program administration using data and AI

About Integrated Specialty Coverages, LLC

Integrated Specialty Coverages (ISC) uses data and technology to improve the insurance process for brokers and carriers by creating and managing tailored insurance programs. They enhance underwriting accuracy and customer experience through data analytics and artificial intelligence, allowing for quick pricing indications. ISC stands out by simplifying the submission process and providing flexible insurance solutions, such as their customizable Homeowners program. Their goal is to deliver the fastest and most efficient service possible in the insurance industry.

Town of Harrison, New YorkHeadquarters

2016Year Founded

VENTURE_UNKNOWNCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Mental Health Support

Health Savings Account/Flexible Spending Account

Unlimited Paid Time Off

Paid Vacation

Paid Sick Leave

Paid Holidays

Hybrid Work Options

401(k) Retirement Plan

401(k) Company Match

Professional Development Budget

Conference Attendance Budget

Wellness Program

Short-term Disability

Employee Discounts

Phone/Internet Stipend

Risks

Integration of acquisitions like Abacus may face cultural and operational challenges.

New Marine Division may initially experience operational inefficiencies.

ISCX platform development could face technical challenges or delays.

Differentiation

ISC uses AI to provide pricing indications in minutes, enhancing efficiency.

The company offers tailored insurance programs, including an exclusive Homeowners program.

ISC's ISCX platform centralizes access for brokers and wholesalers across all business lines.

Upsides

Growing demand for AI-driven underwriting boosts ISC's market position.

Expansion into marine insurance aligns with global trade growth opportunities.

Rising need for personalized insurance products benefits ISC's data analytics capabilities.

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