Senior Underwriter - Accident
American Family Insurance GroupFull Time
Senior (5 to 8 years), Expert & Leadership (9+ years)
Candidates must have over 7 years of underwriting experience in group health insurance, with deep knowledge of level-funded/self-funded products. Experience underwriting complex, large group cases and/or stop-loss arrangements is required, along with strong leadership, decision-making, negotiation, and influencing skills. The ability to confidently articulate underwriting rationale to senior leadership or large broker audiences is also necessary.
The Senior Underwriter will lead pricing, risk evaluation, and underwriting strategy for Gravie's proprietary Comfort health plan and other level-funded/self-funded insurance offerings. Responsibilities include independently underwriting complex and high-value cases, managing the performance and profitability of an assigned block of business, and serving as a technical expert in pricing and risk assessment. This role involves shaping underwriting philosophy, tools, and pricing models, mentoring junior underwriters, partnering with Sales and Leadership, and contributing to product development and market competitiveness analysis.
Health benefits and insurance solutions provider
Gravie provides health benefits by offering straightforward and affordable health plans, primarily targeting individuals and small to midsize businesses. Their main product, Comfort, stands out because it has no deductible and no copays for most common healthcare services, allowing members to access care without unexpected costs. Additionally, Comfort includes virtual care options for musculoskeletal and mental health issues. Gravie also offers a payment solution called Gravie Pay, which enables members to pay for healthcare expenses interest-free, further easing financial stress. Unlike traditional health plans, Gravie claims that Comfort members save on out-of-pocket costs, and employers switching to Gravie often see lower premium expenses. The company has a high retention rate, indicating that many employees choose to continue with the Comfort plan in subsequent years. Gravie's goal is to simplify health benefits and reduce the financial burden of healthcare for its members.