Senior Credit Risk Manager, Student Loan
EarnestFull Time
Senior (5 to 8 years)
The candidate should have experience as a Product Owner, preferably within the loan agency domain, with a strong understanding of financial services and digital transformation. A proven ability to define product vision, manage roadmaps, and prioritize backlogs is essential. Experience with Loan IQ and ATDD is a plus, as is the ability to work effectively with business, technology, operations, risk, and compliance teams. Familiarity with risk and regulatory standards is also required.
The Digital Product Owner will define and execute the product vision and roadmap for Loan Agency capabilities, including deal setup, trade processing, and lifecycle servicing. They will own and prioritize the product backlog, writing user stories and acceptance criteria. Responsibilities include driving the evolution of Loan IQ features, optimizing loan servicing operations, and enhancing client and operational reporting. The role involves acting as the voice of the client, collaborating with technology and operations, and ensuring adherence to risk and regulatory standards.
Full-service banking for individuals and businesses
M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.