[Remote] Senior Manager, Capital Markets at Tala

United States

Apply Now

Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

Strong technical corporate finance skills
Experience with debt and equity capital markets
Track record of successful asset-based finance execution (acquired at a bank or fintech)
Highly proactive, results-driven, and team-oriented
Collaborative with a critical thinking approach and ownership mindset of a builder
Thrives in ambiguity, learns independently, and communicates cross-functionally with clarity and initiative

Responsibilities

Help secure and maintain efficient and flexible capital (equity, debt, and warehouse) by identifying and attracting prospective investors, crafting an investor story for specific financing opportunities, evaluating structuring alternatives, and making recommendations
Support the due diligence processes, executing and following through to deal closing
Partner with legal, operations, and accounting teams to ensure deals are properly onboarded, accounted for, and documented
Support ongoing investor relations, investor/lender reporting, and relationships with banks, lenders, investors, and intermediaries
Support refinancing, upsizing, product, and underwriting enhancements as needed
Build and monitor dashboards and reports to track new loan origination, loan repayments, performance statistics, and adherence to Tala lender contractual requirements
Partner with Finance, Accounting, and Treasury teams to ensure financings are modeled accurately in liquidity, risk, and financial planning forecasts
Develop short-term and long-term forecasts to assist in capital markets analyses and inform product strategy and credit underwriting processes for Tala’s lending origination
Build analytical models to evaluate capital structure decisions including financing, return of capital, liquidity planning, equity valuation, and credit ratings for review with senior leadership
Manage existing debt portfolio including covenant compliance and ensure proper alignment with risk management processes
Drive innovation by evaluating and implementing next-generation portfolio management software systems
Support in building out loan ops

Skills

Corporate Finance

Debt Capital Markets

Equity Capital Markets

Asset-Based Finance

Banking

Fintech

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters

2011Year Founded

$341.1MTotal Funding

DEBTCompany Stage

Fintech, AI & Machine LearningIndustries

501-1,000Employees

Benefits

Remote Work Options

Flexible Work Hours

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.

Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.

Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.

The company provides instant credit and expansive bill payment options via a single app.

Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.

Apple's NFC chip opening may allow Tala to offer more seamless payment options.

Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

Land your dream remote job 3x faster with AI

Try Jobo Free