Principal Product Manager

Austin, Texas, United States

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Not SpecifiedCompensation

Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Technology, FintechIndustries

Requirements

Candidates should possess 7-10 years of product management experience, with recent leadership in complex or regulated product domains, and experience owning a product end-to-end, from vision and roadmap to launch and iteration. Strong analytical skills and fluency with both data (SQL a plus) and qualitative research methods are required, along with technical fluency – an understanding of how systems fit together and the ability to speak the language of engineers. Experience in credit, lending, or financial infrastructure is strongly preferred.

Responsibilities

As Principal Product Manager, you will define and evolve the product strategy for the Borrow & Spend portfolio, leading product discovery, iteration planning, and launches, and championing a customer-first mindset through qualitative and quantitative insights. You will also work closely with stakeholders across engineering, compliance, risk, analytics, operations, design, and marketing to ensure alignment and execution excellence, maintain an awareness of major industry trends, competitive feature landscape and developing appropriate prioritization, communicate product strategy, vision, and outcomes to executives and stakeholders with clarity and influence, and maintain deep subject matter expertise in our card products, compliance requirements, and market positioning.

Skills

Product Strategy

Product Execution

Customer Focus

Cross-functional Leadership

Technical Fluency

Scalability Planning

Trade-off Analysis

Data-Driven Decision Making

Self Financial

Online platform for credit score improvement

About Self Financial

Self Financial helps individuals build or rebuild their credit scores through online services and a mobile app. Their main products are Credit Builder Loans and the Self Credit Card. A Credit Builder Loan is a small loan that is secured in a certificate of deposit (CD), where monthly payments are reported to credit bureaus to help establish a positive credit history. Once the loan is paid off, the borrower can access the funds in the CD, turning payments into savings. The Self Credit Card requires an upfront deposit and also reports monthly payments to credit bureaus. Unlike traditional credit unions, Self Financial operates entirely online, making it accessible to tech-savvy users and those without access to conventional banking. The goal of Self Financial is to help clients improve their credit scores, enabling them to qualify for loans and other financial products while generating revenue through fees associated with their services.

Austin, TexasHeadquarters

2015Year Founded

$124.1MTotal Funding

SERIES_ECompany Stage

Fintech, Financial ServicesIndustries

501-1,000Employees

Benefits

Company Equity in the form of RSUs

Quarterly performance-based bonuses

Generous employer-paid health, vision, & dental insurance coverage

Flexible vacation policy

Educational assistance

Free gym membership

Casual dress code

Team building events and activities

Remote work arrangements/ flexible work schedule

Paid parental leave

Risks

Competition from traditional banks offering similar services could erode market share.

High outbound migration from high-tax states may affect customer base in those regions.

Integration challenges from RentTrack acquisition could impact service delivery and satisfaction.

Differentiation

Self Financial offers online credit-building tools, appealing to tech-savvy consumers.

The company provides unique services like reporting rent payments to credit bureaus.

Self Financial's Credit Builder Loan turns loan payments into savings, differentiating it from competitors.

Upsides

Increased consumer interest in credit-building tools expands Self Financial's potential customer base.

Partnership with Regions Bank enhances customer acquisition through expanded credit reporting services.

Appointment of CEO Julie Szudarek could drive strategic growth and expansion.

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