Sardine

Product Manager - Risk/Fraud

United States

$180,000 – $220,000Compensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Fraud Prevention, AML ComplianceIndustries

About Sardine

We are a leader in fraud prevention and AML compliance. Our platform uses device intelligence, behavior biometrics, machine learning, and AI to stop fraud before it happens. Today, over 300 banks, retailers, and fintechs worldwide use Sardine to stop identity fraud, payment fraud, account takeovers, and social engineering scams. We have raised $145M from world-class investors, including Andreessen Horowitz, Activant, Visa, Experian, FIS, and Google Ventures.

Our Culture

We have hubs in the Bay Area, NYC, Austin, and Toronto. However, we maintain a remote-first work culture. #WorkFromAnywhere We hire talented, self-motivated individuals with extreme ownership and high growth orientation. We value performance and not hours worked. We believe you shouldn't have to miss your family dinner, your kid's school play, friends get-together, or doctor's appointments for the sake of adhering to an arbitrary work schedule.

Location

Remote - United States / Canada From Home / Beach / Mountain / Cafe / Anywhere! We are a remote-first company with a globally distributed team. You can find your productive zone and work from there.

About the Role

As a Product Manager for Risk at Sardine, you’ll play a critical role in designing and delivering the tools that protect our customers from financial crime. You’ll own everything from roadmap to execution: working cross-functionally with Engineering, Data, and Ops, integrating with best-in-class vendors, and designing systems that detect and prevent fraud in real time. This is a high-impact, high-autonomy role for a builder who thrives in complexity, understands fraud deeply, and knows how to translate risk problems into elegant, scalable product solutions.

What You'll Be Doing

  • Work closely with product designers, data analysts, and engineering teams to define detailed product specifications, review technical capabilities, prioritize projects, and create & steer fraud risk product roadmap.
  • Work closely with internal stakeholders and external customers to identify the highest-impact risk features
  • Own the end-to-end delivery of our product starting from scoping projects to execution to final delivery of the product, including documentation
  • Lead integrations with fraud and identity vendors, and evaluate when to build in-house vs buy
  • Design new fraud detection methods and tools and monitor the data to build a robust fraud detection and prevention system.
  • Build a best-on-class Risk solution loved and trusted by Risk teams around the world.

What You'll Need

  • 5+ years of product management experience
  • 3+ years focused on Risk, Fraud, or Trust & Safety products
  • Strong analytical skills and comfort working closely with data to inform decisions
  • Demonstrated success delivering products that involve fraud detection, scoring, or prevention systems
  • Familiarity with fraud typologies like ATO, card fraud, bank fraud, and associated tradeoffs
  • Experience integrating or evaluating third-party vendors (e.g., Socure, Sift, Alloy)
  • An ability to balance customer friction, fraud loss, and system performance
  • Clear, collaborative communication across technical and non-technical stakeholders
  • (Bonus) Understanding of 3DS, device intelligence, or identity verification flows

Compensation

  • Base pay range of $180k - 220k USD / $220k - $275k CAD
  • Series C equity with tremendous upside potential
  • Attractive benefits The compensation offered for this role will depend on various factors, including the candidate's location, qualifications, work history, and interview performance, and may differ from the stated range.

Benefits We Offer

  • Generous compensation in cash and equity
  • Early exercise for all options, including pre-vested
  • Work from anywhere: Remote-first Culture
  • Flexible paid time off, Year-end break, Self care days off
  • Health insurance, dental, and vision coverage for employees and dependents - US and Canada specific
  • 4% matching in 401k / RRSP - US and Canada specific
  • MacBook

Skills

Product Management
Risk Management
Fraud Prevention
AML Compliance
Device Intelligence
Behavioral Biometrics
Machine Learning
AI
Roadmap Development
Product Specifications
Technical Capabilities
Project Prioritization
System Design
Real-time Fraud Detection

Sardine

Fraud prevention and compliance platform

About Sardine

Sardine.ai focuses on fraud prevention and compliance for banks, retailers, and fintech companies. Its platform offers tools for risk scoring, transaction monitoring, and customer due diligence, helping clients detect fraud and prevent money laundering. What sets Sardine.ai apart is its ability to monitor customer interactions for fraud signals, using data from over 35 providers to generate accurate risk scores. The company's goal is to enhance security and compliance for financial institutions and retailers.

San Francisco, CaliforniaHeadquarters
2020Year Founded
$73.5MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Generous compensation in cash and equity
7-year for post-termination option exercise (vs. standard 90 days)
Early exercise for all options, including pre-vested
Work from anywhere: Remote-first Culture
Unlimited paid time off and minimum 2 weeks/year of mandatory vacation
100% of health insurance, dental, and vision coverage for employees and 60% for dependents
4% matching in 401k
Company-wide offsites, the last one was at Miami
MacBook Pro delivered to your door
One-time stipend to set up a home office — desk, monitors, etc.
Monthly meal stipend
Monthly health and wellness stipend
Monthly meet-up stipend
Unlimited access to an expert financial advisory

Risks

Sophisticated synthetic identity fraud challenges traditional detection methods.
Real-time payment systems increase fraud risk, straining current detection capabilities.
Dollar-to-crypto conversion partnership may attract regulatory scrutiny.

Differentiation

Sardine offers instant settlement for NFT and cryptocurrency transactions, enhancing transaction speed.
The platform uses behavioral biometrics to monitor interactions, providing precise risk scores.
Sardine integrates data from over 35 providers for comprehensive fraud detection.

Upsides

Partnership with Experian enhances product offerings with behavioral biometrics and device intelligence.
Collaboration with Airbase expands market reach in integrated risk management solutions.
Launch of GenAI assistant, Finley, leverages AI for competitive fraud detection.

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