Sardine

Product Manager - Risk/Fraud

United States

$180,000 – $220,000Compensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Fraud Prevention, AML ComplianceIndustries

Requirements

Candidates should have 5+ years of product management experience, with at least 3 years focused on Risk, Fraud, or Trust & Safety products. Strong analytical skills and comfort working with data are essential, along with demonstrated success in delivering products involving fraud detection, scoring, or prevention systems. Familiarity with fraud typologies like ATO, card fraud, and bank fraud, as well as experience integrating or evaluating third-party vendors, is required. The ability to balance customer friction, fraud loss, and system performance, coupled with clear, collaborative communication across technical and non-technical stakeholders, is also necessary. Bonus points for understanding 3DS, device intelligence, or identity verification flows.

Responsibilities

The Product Manager for Risk will be responsible for defining and delivering tools to protect customers from financial crime, owning the product roadmap and execution. This includes working cross-functionally with Engineering, Data, and Ops, integrating with vendors, and designing systems for real-time fraud detection and prevention. Key duties involve collaborating with product designers, data analysts, and engineering teams to create detailed product specifications, reviewing technical capabilities, prioritizing projects, and steering the fraud risk product roadmap. The role also entails working with internal stakeholders and external customers to identify high-impact risk features, leading end-to-end product delivery from scoping to execution and documentation, and managing integrations with fraud and identity vendors. Additionally, the Product Manager will design new fraud detection methods and tools, monitor data to build a robust fraud detection and prevention system, and ultimately build a best-on-class Risk solution.

Skills

Product Management
Risk Management
Fraud Prevention
AML Compliance
Device Intelligence
Behavioral Biometrics
Machine Learning
AI
Roadmap Development
Product Specifications
Technical Capabilities
Project Prioritization
System Design
Real-time Fraud Detection

Sardine

Fraud prevention and compliance platform

About Sardine

Sardine.ai focuses on fraud prevention and compliance for banks, retailers, and fintech companies. Its platform offers tools for risk scoring, transaction monitoring, and customer due diligence, helping clients detect fraud and prevent money laundering. What sets Sardine.ai apart is its ability to monitor customer interactions for fraud signals, using data from over 35 providers to generate accurate risk scores. The company's goal is to enhance security and compliance for financial institutions and retailers.

San Francisco, CaliforniaHeadquarters
2020Year Founded
$73.5MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Generous compensation in cash and equity
7-year for post-termination option exercise (vs. standard 90 days)
Early exercise for all options, including pre-vested
Work from anywhere: Remote-first Culture
Unlimited paid time off and minimum 2 weeks/year of mandatory vacation
100% of health insurance, dental, and vision coverage for employees and 60% for dependents
4% matching in 401k
Company-wide offsites, the last one was at Miami
MacBook Pro delivered to your door
One-time stipend to set up a home office — desk, monitors, etc.
Monthly meal stipend
Monthly health and wellness stipend
Monthly meet-up stipend
Unlimited access to an expert financial advisory

Risks

Sophisticated synthetic identity fraud challenges traditional detection methods.
Real-time payment systems increase fraud risk, straining current detection capabilities.
Dollar-to-crypto conversion partnership may attract regulatory scrutiny.

Differentiation

Sardine offers instant settlement for NFT and cryptocurrency transactions, enhancing transaction speed.
The platform uses behavioral biometrics to monitor interactions, providing precise risk scores.
Sardine integrates data from over 35 providers for comprehensive fraud detection.

Upsides

Partnership with Experian enhances product offerings with behavioral biometrics and device intelligence.
Collaboration with Airbase expands market reach in integrated risk management solutions.
Launch of GenAI assistant, Finley, leverages AI for competitive fraud detection.

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