Branch Manager at M&T Bank

Newtonville, Massachusetts, United States

M&T Bank Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
BankingIndustries

Requirements

  • Bachelor’s degree, OR in lieu of degree, four (4) years’ relevant experience
  • Minimum three years sales experience
  • Minimum two years’ managerial experience or proven leadership abilities
  • Establish and maintain federal registration requirements outlined in the SAFE Act
  • Stay current on operational, product, and system changes/enhancements
  • Demonstrate good risk management decisions
  • Maintain Insurance licensing minimum expectations as outlined in MTS Licensed Banker Academy document
  • Meet Business Banking Specialist minimum expectations set by Branch and Retail Regional Manager
  • At Market Manager discretion/branch need, Life/Accident and Health Insurance licensing

Responsibilities

  • Manage all activities of a branch and ensure overall success of the branch operating model, including customer and employee experience, digital engagement, transactions/operations, servicing, and sales
  • Achieve overall profitability by directing sales and business development, meeting operational objectives, and ensuring the branch achieves its annual goals
  • Lead team through coaching, performance management, and setting priorities; build and develop branch staff
  • Identify Retail and Business Banking customer needs through M&T sales processes, using tools and resources to assist with short- and long-term solutions
  • Proactively prospect and grow Business Banking relationships through outreach; build the bank’s presence in the community
  • Conduct interviews and select employees based on staffing model
  • Actively model and coach customer service and needs determination behaviors; reinforce and maintain accountability for execution of Retail strategy
  • Ensure operational requirements are maintained, including consumer and business banking guidelines; ensure compliance with operational, security, and control policies/procedures, preventing fraud and protecting customer assets
  • Take ownership of complex account servicing and error resolution issues, including those escalated by other Bankers; provide coaching and guidance to improve and reduce future escalations
  • Engage with all team members and business partners as appropriate
  • Independently process all Business Banking loan requests up to $100,000; proactively bundle products and services as appropriate
  • Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
  • Promote an environment that supports a culture of belonging and reflects the M&T Bank brand
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points and issues raised by external regulators
  • Build productive partnerships with appropriate areas of the bank to ensure customer needs, service issues, and employee issues are resolved timely and accurately; take full ownership of customer issues until completely resolved
  • Have direct reporting responsibility for branch staff; exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management, and terminations
  • Complete other related duties as assigned

Skills

Branch Management
Sales Leadership
Business Development
Team Coaching
Performance Management
Customer Service
Retail Banking
Business Banking
Loan Processing
Compliance
Risk Management
Fraud Prevention

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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