Assistant Branch Manager/Personal Banker at M&T Bank

Ebensburg, Pennsylvania, United States

M&T Bank Logo
Not SpecifiedCompensation
Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
BankingIndustries

Requirements

  • High school diploma or equivalent, plus specialized training or a two-year degree
  • Successful completion of PB requirements
  • Completion of Frontline, Platform Sales & RSS Operational training as assigned by Consumer Bank Training in conjunction with Retail Operations
  • Completion of Bank’s leader classes (STELLAR) as assigned by Employee Services
  • Completion of Leadership courses as scheduled by Consumer Bank Training
  • Completion of NLMS requirements as part of the S.A.F.E. Act certification, with proof of registration and unique identifier upon hire or prior to performing Mortgage Loan Originator duties; must be maintained annually
  • Five to ten years of general business experience, one to two years of supervisory experience
  • Demonstration of product knowledge, sales aptitude, and service expectations
  • Strong interpersonal skills with ability to work independently and as a team player
  • Flexibility around branch hours: Monday-Thursday 8:30 am-5:00 pm, Friday 8:30 am-6:00 pm, Saturday 9:00 am-12:00 pm

Responsibilities

  • Profile customers to determine financial services needs and refer to other Lines of Business when appropriate
  • Open loan and deposit accounts
  • Achieve individual goals including loan and deposit production and other sales goals as assigned by Retail Leadership Team and/or Branch Manager
  • Provide support to Branch Manager
  • Assist in supervisory responsibility for efficient and effective operation of branch customer service function
  • Create a working environment focused on exceptional service and sales efforts
  • Coach staff regarding S&T sales expectations and achieving assigned goals
  • Execute S&T sales conversations, note-taking in appropriate systems while profiling customers to recommend appropriate S&T loan and deposit products
  • Utilize customer service/correspondence software to conduct interviews, determine financial needs, follow up with solutions, and improve efficiency
  • Prepare loan applications using LOS software and coordinate loan document preparation
  • Open new deposit accounts and produce signature cards, certificates of deposit, and other deposit documents
  • Use S&T sales skills, product knowledge, and policies to suggest additional bank services (loans, deposits, insurance) and make referrals
  • Follow up on loans and deposit accounts opened, correcting deficiencies or document exceptions
  • Utilize Sales & Service guide to complete outbound campaign calls on new and existing customers to generate new business as outlined in Branch Playbook
  • Work with customers on loan inquiries, take loan applications, and utilize decision power applications as needed
  • Contribute to branch goals, sales, and service standards as outlined in branch playbook and by Branch Management
  • Execute professional sales and service behaviors in alignment with Bank’s Our Shared Future purpose, five values, and core drivers
  • Maintain good working relationships with bank employees in other departments
  • Perform other duties as assigned to support successful branch operation

Skills

Customer Profiling
Loan Applications
LOS Software
Deposit Accounts
Bank Operations
Sales
Customer Service
Leadership Training
Supervisory Skills
Branch Management

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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