Zeta

Senior Product Head, Deposits and Liabilities

United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Banking, FintechIndustries

Position Overview

  • Location Type: Onsite (US)
  • Employment Type: Full-time
  • Salary: Not specified

About ZetaZeta Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. Founded by Bhavin Turakhia and Ramki Gaddipati in 2015, our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack.

  • 15M+ cards have been issued on our platform globally.
  • Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million account portfolios.
  • Zeta has over 1700+ employees, with over 70% in R&D, across locations in the US, EMEA, and Asia.
  • Raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021.

Learn more @ www.zeta.tech, careers.zeta.tech, Linkedin, Twitter

About the Products

  • Zeta Tachyon: An issuer-side next-gen banking tech platform comprising:
    • Tachyon Credit: A Credit Card Processing, Loan Management and Loan Servicing platform for Issuers to manage Credit Cards, Commercial Cards, Co-Brand Cards, Unsecured Loans and BNPL.
    • Tachyon Deposits: A digital-first core banking platform for Issuers to manage the lifecycle of Demand Deposits, Savings Accounts and Term Deposit Accounts.
    • Tachyon ITP: An Issuer Transaction Processing Platform comprising Card Management, Transaction Processing and Payments across Closed-loop Networks and Open-loop Networks (e.g., Visa, Mastercard, Amex, Discover, ACH, RTP, Zelle).

About the Role We are looking for a Sr. Product Head, Deposits and Liabilities in the US market, to lead a multi-faceted role that will be both internal and external facing.

Responsibilities

  • Product Strategy: Define quarterly roadmaps for Tachyon Deposits and Tachyon ITP to support US Demand Deposits, Savings Accounts, and Term Deposit Accounts.
  • Product Management: Assist central Product and Engineering teams in building and maintaining the Zeta Tachyon Demand Deposit Platform.
  • Operations Strategy: Aid Product and Operations teams in building capabilities and defining SOPs for running Deposit Operations, including Fraud Operations, Account Operations, and Payment Operations.
  • Integrations Strategy: Assist Product teams in identifying and integrating with relevant external vendors and networks, including Origination, KYC/IDV, AML, ACH, RTP, and Zelle.
  • Compliance Strategy: Assist Product and Implementation teams in configuring relevant regulatory compliance and reporting for deposits and liability accounts.
  • Go-to-Market: Support Sales and Sales Engineering motions by delivering SaaS and platform pitches.
  • Engagement Management: Interface with Customer teams on ongoing projects for requirement gathering and subject matter expertise, as part of the Implementation team.

Skills

  • Ability to translate market needs and regulatory requirements into actionable product strategies.

Skills

Product Management
Banking Technology
Digital Banking
Core Banking
Deposit Management
Liabilities
API Integration
Loan Management
Transaction Processing
Payments
Customer Experience

Zeta

Cloud-native payment card processing platform

About Zeta

Zeta provides a platform for payment card processing that is designed for banks, financial institutions, and fintech companies. Their main product, the Omni Stack, allows clients to easily create and manage digital credit, debit, and prepaid card programs. This platform works by integrating with existing systems through APIs, which helps streamline the payment processing experience. Zeta stands out from its competitors by focusing on cloud-native solutions and ensuring compliance with important regulations, which helps build trust with their clients. The company's goal is to make payments seamless and less noticeable in everyday transactions, moving towards a future where payments are 'invisible'.

San Francisco, CaliforniaHeadquarters
2015Year Founded
$369.6MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Risks

Competition from fintech startups may erode Zeta's market share.
Data privacy concerns could arise as Zeta expands globally.
Dependence on key partnerships like Sparrow poses risks if disrupted.

Differentiation

Zeta's Tachyon platform powers Sparrow's top-rated credit card for underserved markets.
Zeta's Omni Stack enables rapid launch of digital card programs for financial institutions.
Zeta is recognized for compliance with ISO IEC 27001, PCI DSS 4.0, and SOC 2 Type 2.

Upsides

Zeta's partnership with Sparrow opens new revenue streams in underserved markets.
Zeta's technology receives high ratings, enhancing brand reputation and customer trust.
Recognition by Celent boosts Zeta's market positioning for US banks and credit unions.

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