Sr. Stop Loss Group Underwriter
Voya FinancialFull Time
Senior (5 to 8 years), Expert & Leadership (9+ years)
Candidates must possess a Bachelor's degree and a minimum of 3 years of underwriting or related insurance experience. Proficiency in Microsoft Office Suite and the ability to quickly learn industry-specific software are essential. Strong customer service skills and the capacity to work collaboratively, be flexible, and travel 25% are also required. Professional designations such as CPCU, CIC, CRIS, or a Property & Casualty Brokers License are considered a plus.
The Underwriter II will review and evaluate insurance applications to determine coverage acceptance or decline based on guidelines, setting appropriate coverage levels and pricing. Responsibilities include assessing risks, ensuring profitability, documenting underwriting files with risk analysis and pricing justification, and offering recommendations to clients to reduce exposure. The role involves approving or declining applications within authority limits, issuing coverage, and referring risks exceeding authority. Additionally, the Underwriter II will collaborate with the underwriting team, utilize databases and specialized software for data gathering and risk comparison, respond to customer needs, process accounts from quote to issuance, and build strategic partnerships with brokers.
Insurance program administration using data and AI
Integrated Specialty Coverages (ISC) uses data and technology to improve the insurance process for brokers and carriers by creating and managing tailored insurance programs. They enhance underwriting accuracy and customer experience through data analytics and artificial intelligence, allowing for quick pricing indications. ISC stands out by simplifying the submission process and providing flexible insurance solutions, such as their customizable Homeowners program. Their goal is to deliver the fastest and most efficient service possible in the insurance industry.