ParetoHealth

Hiring Underwriters | All Experience Levels | Remote, Hybrid, or In-Office (Philadelphia HQ)

Philadelphia, Pennsylvania, United States

Not SpecifiedCompensation
Internship, Entry Level & New Grad, Junior (1 to 2 years), Mid-level (3 to 4 years), Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
NoVisa
Health Insurance, Employee BenefitsIndustries

About ParetoHealth

At ParetoHealth, our mission is collective greatness, and we are driven by the greater good. We are a united force dedicated to transforming employee health benefits.

Founded in 2011, ParetoHealth was established to assist small and medium-sized businesses in combating the escalating costs of employee health benefits. We pioneered financing innovations that mitigate the risks associated with self-insurance and deliver substantial savings. We continue to lead through a growing ecosystem of partners and world-class cost control solutions.

Our success is measured not only by financial achievements but also by the positive impact we create, ensuring that every client and their employees have access to effective and affordable healthcare for years to come.

Hiring Underwriters | All Experience Levels

ParetoHealth places underwriting at the forefront of its operations. Our underwriting team is the foundation of our mission to revolutionize stop-loss insurance and empower midsize employers to manage their healthcare expenses. We are actively expanding our team.

We welcome applications from individuals at all stages of their underwriting careers, particularly those with experience in medical underwriting, stop-loss, or self-funded plans.

What We Look For

  • Experience in medical underwriting (stop-loss/self-funded plan experience is a plus)
  • Sharp analytical skills and comfort with data-driven decision-making
  • Curiosity, ownership mindset, and a desire to be part of something bigger

Why Underwriters Choose ParetoHealth

Impact That Matters

  • Your decisions directly influence the well-being of thousands of individuals.
  • You will help employers develop long-term strategies, moving beyond merely surviving the next renewal.

A Community, Not a Cubicle

  • Join a high-performing team of curious and collaborative underwriters.
  • We foster an environment where team members enjoy solving complex problems and building impactful solutions.

Real Career Acceleration

  • Gain hands-on experience and mentorship from seasoned experts.
  • Enjoy the autonomy to develop your skills in a dynamic, data-rich environment.

Flexibility Built Around You

  • Choose your work environment: remote, in-office, or hybrid.
  • Our headquarters are located in the heart of Center City, Philadelphia.

Benefits That Go Beyond

  • Top-tier healthcare coverage.
  • Competitive compensation.
  • Generous paid time off.
  • Benefits designed with your well-being in mind.

At ParetoHealth, we are committed to rebuilding the healthcare system with smarter stop-loss solutions, aligned incentives, and a community-first model. This includes a 30% stop-loss rate cap and the stability that underwriters value.

If you are ready to challenge the status quo and join a team that is making a significant difference, we encourage you to apply.

Our Values

  • Fire in the belly: The drive to learn, improve, and deliver outstanding value daily.
  • See the field: The ability to understand the broader context and prepare for future needs.
  • Get it done right: The passion to achieve high productivity and adhere to the highest standards.
  • For the greater good: A united community dedicated to creating better health benefit solutions for everyone.

Important Information Regarding Employment

  • ParetoHealth does not provide employment visa sponsorship for this position. Candidates must be authorized to work in the United States without sponsorship, now or in the future.
  • All official communication from ParetoHealth recruiters and hiring managers will originate from an employee with an @paretohealth.com email address.
  • ParetoHealth does not conduct interviews via text message or chat.
  • Be aware of potential phishing scams that may use different email addresses, agencies, or forums to solicit your personal information.
  • ParetoHealth will not request personal or financial information, such as social security numbers, online account passwords, credit card numbers, passport information, or banking details, until the onboarding process begins.

Skills

medical underwriting
stop-loss insurance
self-funded plans
analytical skills
data-driven decision-making

ParetoHealth

Self-insured employee health benefits solutions

About ParetoHealth

ParetoHealth offers employee health benefits solutions for small and medium-sized businesses through a self-insured model, allowing companies to set aside funds for health claims instead of paying insurance premiums. Their main product is the "benefits captive" program, where multiple companies share the risk of health claims, helping to manage costs and provide comprehensive benefits. Unlike competitors, ParetoHealth uses data-driven intelligence to monitor and control claims costs, ensuring employees receive quality care at competitive prices. The company's goal is to deliver a complete solution for health benefits while fostering diversity, equity, and inclusion in the workplace.

Philadelphia, PennsylvaniaHeadquarters
2011Year Founded
$522.1KTotal Funding
GROWTH_EQUITY_VCCompany Stage
Data & Analytics, Consulting, HealthcareIndustries
51-200Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Disability Insurance
401(k) Company Match
401(k) Retirement Plan

Risks

Increased competition from new entrants may erode ParetoHealth's market share.
Economic downturns could reduce SME spending on employee benefits, impacting revenue.
Regulatory changes could increase compliance costs for self-insured health plans.

Differentiation

ParetoHealth offers a unique self-insured model for SMEs to control health costs.
Their benefits captive program pools resources to mitigate large health claim risks.
Data-driven intelligence is used to manage and control employee health claims costs.

Upsides

Warburg Pincus's investment indicates strong market confidence in ParetoHealth's growth potential.
Reaching 2,000 employers in their captive program shows successful market penetration.
New leadership roles focus on enhancing customer experience and expanding market reach.

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