Marqeta

Senior Product Manager, Emerging Products

United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Embedded Finance, Payments, LendingIndustries

About the Role

As a Senior Product Manager on the Emerging Products team, we are looking for you to help drive the next generation of card issuance, payments, and lending products in the embedded finance space. You will own the strategy, execution, and go-to-market for our emerging product lines, working cross-functionally to launch and scale innovative financial solutions.

We're looking for a product leader who excels in a fast-paced, high-growth environment. If you love collaborating with customers and partners, and are eager to build top-tier fintech products from the ground up and beyond, we’d love to chat!

The Emerging Products team is revolutionizing global embedded finance, enabling seamless integration of financial products into business platforms. We provide instant card issuance, lending, and payments, making financial services more accessible and scalable. As builders and innovators, we thrive on making an impact and pushing fintech boundaries. If you're passionate about creating customer-centric, next-gen financial products, join us!

We work Flexible First. This role can be performed remotely anywhere within the United States with a preference of being local to our headquarters in Oakland, CA or New York City Metro area. We’d love for you to join us!

The Impact You'll Have

  • Define & Drive Product Strategy – Own the roadmap for our new fintech products, aligning business goals with customer needs
  • Build & Scale Embedded Finance Solutions – Develop innovative products in card issuance, payments, or lending, collaborating with engineering, design, and data teams
  • Execute with Excellence – Work cross-functionally with design, engineering, data science, legal, compliance, and external partners to build, launch, and scale compliant financial products
  • Customer & Market Research – Deeply understand customer pain points, industry trends, and competitive dynamics to shape product decisions
  • Prioritize with Data – Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments
  • Partner with Fintech Ecosystem – Work closely with banks, networks, and fintech partners to drive innovation and enhance our platform’s capabilities

Who You Are

  • 5+ years of product management experience in fintech, embedded finance, payments, or lending
  • Proven experience building and scaling financial products from 0 to 1 in a high-growth environment
  • Strong technical acumen – ability to work closely with engineering teams and understand API-driven products
  • Deep understanding of card issuance, payment processing, credit/lending, or banking-as-a-service (BaaS) models
  • Ability to thrive in ambiguous, fast-paced environments, balancing strategic vision with execution
  • Strong analytical and problem-solving skills, with a data-driven mindset
  • Excellent communication and stakeholder management skills – ability to work with both internal teams and external partners

Nice-To-Haves

  • Experience working with compliance, risk, and regulatory frameworks in fintech is a plus
  • Hands-on experience in AdTech in creating solutions for demand and supply partners.

Your Manager

Rasik Krishna - Senior Director, Product Management

Typical Process

  • Application submission
  • Recruiter phone call
  • Hiring manager video call
  • Virtual “Onsite” consisting of 4-5, 45 min calls
  • Offer!

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States:

  • National: A baseline tier that applies to most of the geographic territory of the United States.
  • Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA
  • Premium Plus: A tier for the most expensive working areas, like the San Franci

Skills

Product Strategy
Roadmap Development
Embedded Finance
Card Issuance
Payments
Lending
Fintech Product Development
Go-to-Market Strategy
Cross-functional Collaboration
Customer Research
Market Research
Data Analysis
Product Prioritization

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters
2010Year Founded
$526.5MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, & vision coverage
Flexible time off
Paid family leave
Pet insurance
401k match
Equity
Monthly stipends
Company recognition & awards
Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.
Increased regulatory scrutiny could raise compliance costs for Marqeta.
EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.
The company operates in 40 countries, offering a global card issuing platform.
Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.
Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.
Smarter AI models enhance Marqeta's payment processing capabilities.

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