Senior Product Manager, Emerging Products

United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Embedded Finance, Payments, LendingIndustries

Requirements

Candidates should have at least 5 years of product management experience in fintech, embedded finance, payments, or lending, with proven success in building and scaling financial products from inception in a high-growth setting. A strong technical background, deep understanding of card issuance, payment processing, credit/lending, or BaaS models, and the ability to thrive in ambiguous, fast-paced environments with strong analytical and communication skills are essential. Experience with compliance and risk frameworks in fintech is a plus.

Responsibilities

The Senior Product Manager will drive the strategy, execution, and go-to-market for emerging fintech products in the embedded finance space, including card issuance, payments, and lending. This role involves defining product roadmaps, building and scaling financial solutions through cross-functional collaboration with engineering, design, and data teams, and ensuring product compliance. Responsibilities also include conducting customer and market research, leveraging data for prioritization, and partnering with banks, networks, and fintech partners to foster innovation.

Skills

Product Strategy

Roadmap Development

Embedded Finance

Card Issuance

Payments

Lending

Fintech Product Development

Go-to-Market Strategy

Cross-functional Collaboration

Customer Research

Market Research

Data Analysis

Product Prioritization

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters

2010Year Founded

$526.5MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

501-1,000Employees

Benefits

Medical, dental, & vision coverage

Flexible time off

Paid family leave

Pet insurance

401k match

Equity

Monthly stipends

Company recognition & awards

Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.

Increased regulatory scrutiny could raise compliance costs for Marqeta.

EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.

The company operates in 40 countries, offering a global card issuing platform.

Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.

Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.

Smarter AI models enhance Marqeta's payment processing capabilities.

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