Earnest

Group Product Manager, Growth

San Francisco, California, United States

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Position Overview

  • Location Type: Remote
  • Employment Type: Full-time
  • Salary: Not specified
  • Mission: To make higher education accessible and affordable for everyone by empowering students with financial support and supercharging their ability to pay down their debt.
  • Company: Earnies (focused on student loans, refinancing, and scholarships)
  • Reports To: Chief Product Officer
  • Summary: The Group Product Manager, Growth will drive experimentation and strategy to optimize customer acquisition and engagement, ultimately increasing the number of customers who originate a loan with Earnest.

Requirements

  • Experience: 7+ years launching and growing a successful consumer digital lending or fintech product.
  • Leadership: 2+ years experience leading a team of Product Managers.
  • Funnel Optimization: Experience optimizing an online customer acquisition funnel with multiple channels and products.
  • Customer Engagement: Experience growing engagement from an existing base of customers, and finding ways to cross-sell and monetize that engagement.
  • Data-Driven: A data-driven philosophy influencing product development and decision-making.
  • A/B Testing: Deep experience setting up, running, and measuring A/B tests.
  • Testing Roadmap: Ability to manage and continuously optimize a testing roadmap based on opportunity size, customer insights, data analysis, and learnings from testing.
  • Martech Integration: Experience integrating martech infrastructure into an experience to enable growth through marketing and/or sales channels.
  • Entrepreneurial Mentality: An entrepreneurial mentality and desire to change the world.
  • Customer Obsession: An ability to think strategically and see the big picture, but obsessed with the details of the customer experience.
  • Executive Presence: Executive presence with cross-functional team members of all levels, including C-level.
  • Education: Bachelor's degree in a technical field.

Responsibilities

  • Drive experimentation on product funnels to optimize funnel performance and maximize customer loan origination.
  • Define product strategy and execute based on customer insights to engage and nurture potential customers.
  • Partner with engineering, data, and marketing teams to ensure a strong foundation for testing, personalization, and funnel optimization.
  • Drive engagement and cross-sell from existing Earnest customers as new products are launched.
  • Develop APIs and embedded experiences to drive growth through partner channels.
  • Lead and develop a small team of PMs as a player/coach.

Application Instructions

  • Not specified in the provided text.

Skills

Consumer Digital Lending
Fintech Product Development
Team Leadership
Customer Acquisition
Customer Engagement
Funnel Optimization
Cross-selling
Data-Driven Decision Making
A/B Testing
Testing Roadmap Management
Martech Integration
Strategic Thinking
Customer Experience
Cross-Functional Collaboration
Executive Presence

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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