Earnest

Group Product Manager, Growth

San Francisco, California, United States

Earnest Logo
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Requirements

Candidates should possess 7+ years of experience launching and growing a successful consumer digital lending or fintech product, along with 2+ years of experience leading a team of Product Managers. They must have experience optimizing an online customer acquisition funnel with multiple channels and products, and demonstrate a data-driven philosophy influencing product development and strategic pivots. Furthermore, candidates should have deep experience setting up, running, and measuring A/B tests, and integrating martech infrastructure into customer experiences to drive growth.

Responsibilities

As the Group Product Manager Growth, responsibilities include driving experimentation on product funnels to optimize funnel performance, defining and executing a product strategy to engage and nurture potential customers, partnering with engineering, data, and marketing teams, driving engagement and cross-selling from existing customers, developing APIs and embedded experiences with partners, and leading and developing a small team of Product Managers. The role also involves monitoring and optimizing testing roadmaps based on opportunity size, customer insights, and data analysis.

Skills

Consumer Digital Lending
Fintech Product Development
Team Leadership
Customer Acquisition
Customer Engagement
Funnel Optimization
Cross-selling
Data-Driven Decision Making
A/B Testing
Testing Roadmap Management
Martech Integration
Strategic Thinking
Customer Experience
Cross-Functional Collaboration
Executive Presence

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

Key Metrics

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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