[Remote] Group Product Manager, Growth at Earnest

San Francisco, California, United States

Earnest Logo
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Skills

Key technologies and capabilities for this role

Consumer Digital LendingFintech Product DevelopmentTeam LeadershipCustomer AcquisitionCustomer EngagementFunnel OptimizationCross-sellingData-Driven Decision MakingA/B TestingTesting Roadmap ManagementMartech IntegrationStrategic ThinkingCustomer ExperienceCross-Functional CollaborationExecutive Presence

Questions & Answers

Common questions about this position

Is this position remote?

Yes, this is a remote position.

What is the salary for this role?

This information is not specified in the job description.

What experience is required for this Group Product Manager role?

Candidates need 7+ years launching and growing consumer digital lending or fintech products, 2+ years leading Product Managers, experience optimizing acquisition funnels, growing customer engagement, and deep A/B testing expertise.

What kind of team leadership is involved in this role?

The role involves leading and developing a small team of Product Managers as a player/coach.

What makes a strong candidate for this position?

Strong candidates have 7+ years in fintech product growth, leadership experience with PM teams, expertise in funnel optimization and A/B testing, a data-driven approach, and an entrepreneurial mentality with customer obsession.

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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