Earnest

Senior Manager, Engineering

San Francisco, California, United States

Earnest Logo
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Education TechnologyIndustries

Requirements

Candidates should possess excellent leadership and team management skills with a track record of building and leading successful engineering teams, along with 4+ years of management experience and 2+ years managing other engineering managers and leaders. They should also have 8+ years of experience building large-scale web and/or mobile applications, and strong experience with A/B testing, experimentation platforms, and frontend frameworks such as React or Next.js.

Responsibilities

As the Senior Engineering Manager, responsibilities include overseeing engineering managers and engineers across multiple teams, driving strategy and execution, owning technical direction and delivery, partnering with Product, Design, and Data stakeholders, guiding teams through experimentation and iteration, and partnering with other engineering leaders to improve engineering practices and culture. The role also involves accelerating customer growth through data-driven experimentation and driving the expansion of the product portfolio to support broader financial needs.

Skills

Leadership
Team Management
Web Applications
Mobile Applications
A/B Testing
Experimentation Platforms
Data-Driven Decision-Making
React
Next.js
Communication
Collaboration

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

Key Metrics

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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