Santander CIB 2026 Graduate Program - Global Transaction Banking - Europe at Santander

Madrid, Community of Madrid, Spain

Santander Logo
Not SpecifiedCompensation
Entry Level & New GradExperience Level
Full TimeJob Type
UnknownVisa
Investment Banking, Transaction Banking, FinanceIndustries

Requirements

  • In final year of study or recently graduated with a strong academic background
  • High proficiency in English (any other languages are a plus)
  • Highly collaborative approach to work
  • Advanced financial knowledge
  • Strong Excel and PowerPoint skills
  • Advanced AI users
  • Availability to join in July/September 2026

Responsibilities

  • Rotate across teams within GTB sub-product areas (Cash Management, Export & Agency Finance, Trade & Working Capital)
  • Conduct market and industry research to uncover trends, competitive dynamics, and client opportunities
  • Analyse data to identify high-potential clients, products, and business segments
  • Build sales and proposal materials to help teams pitch ideas and bring products to market
  • Gain hands-on experience in transactional banking, contributing to real operations that support clients’ day-to-day needs
  • Present projects to team, partners, and senior leaders, sharing insights and recommendations

Skills

Market Research
Data Analysis
Sales Materials
Proposal Development
Presentation Skills
Cash Management
Trade Finance
Export Finance
Working Capital

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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