Pangea Money Transfer

Payment Analyst

Rania, Haryana, India

Not SpecifiedCompensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, Banking OperationsIndustries

Requirements

Candidates should possess a Bachelor’s degree in Business, Engineering, Computer Science, or a related field, and a minimum of three years of experience in payments, fintech, banking operations, or a related field, particularly with payment flows and card payments.

Responsibilities

The Payments Analyst will monitor and analyze transaction data across card and Open Banking payments to identify acceptance trends and failure points, optimize payment routing and acquirer selection, manage acquirer and PISP redundancies, investigate and resolve payment issues in collaboration with various teams, conduct root cause analysis on failed transactions, develop and maintain real-time dashboards and reporting, continuously improve and automate payment workflows, track industry trends and regulatory developments, support incident response efforts, and maintain thorough documentation of workflows and configurations.

Skills

Payment Flows
Card Payments
Open Banking
Transaction Data Analysis
Payment Routing
Acquirer Selection
Root Cause Analysis
Dashboard Development
Reporting
Workflow Automation
Regulatory Developments

Pangea Money Transfer

Affordable money transfer services for immigrants

About Pangea Money Transfer

Pangea Money Transfer provides affordable and efficient money transfer services, focusing on immigrants in the United States who need to send remittances to their home countries. The company simplifies the money transfer process through a user-friendly mobile app, allowing users to send money quickly and at lower costs compared to traditional banks. Pangea's app is designed to be intuitive, enabling users to complete transactions in just a few steps. Unlike many competitors, Pangea charges lower fees and offers a referral program that rewards users for inviting friends to join. Additionally, Pangea has launched Pangea Connect to partner with other brands, expanding its reach to more global money senders. The company's goal is to make money transfers effortless and accessible, while also building trust with its users through reliable services.

Key Metrics

Chicago, IllinoisHeadquarters
2012Year Founded
$29.8MTotal Funding
EARLY_VCCompany Stage
FintechIndustries
11-50Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Mental Health Support
401(k) Company Match
Paid Vacation
Paid Holidays
Sabbatical Leave
Parental Leave
Hybrid Work Options

Risks

Competition from digital-only banks may erode Pangea's market share.
Cryptocurrency-based services offer lower fees, posing a threat to Pangea.
Regulatory scrutiny could increase operational costs for Pangea.

Differentiation

Pangea offers a mobile-centric platform for quick money transfers to 15 countries.
The company charges a low flat fee, making it cost-effective for users.
Pangea Connect expands reach through partnerships with other brands.

Upsides

Growing digital wallet adoption boosts Pangea's market potential in remittances.
Blockchain technology can enhance Pangea's cost-effective service model.
Pangea's partnership strategy aligns with industry trends, expanding customer reach.

Land your dream remote job 3x faster with AI