Marqeta

Senior Business Analyst - Risk, Fraud & Disputes

United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Fintech, Payment ProcessingIndustries

Senior Business Analyst - Risk, Fraud and Disputes Product Team

Employment Type: [Not Specified] Location Type: Remote (United States) or Oakland, CA Salary: [Not Specified]

Position Overview

Marqeta is seeking a Senior Business Analyst to join the Risk, Fraud, and Disputes Product Team. This role is crucial for analyzing business processes, identifying areas for improvement, and developing strategies to enhance efficiency and productivity within the payment card programs, with a specific focus on fraud, risk, and disputes. You will collaborate with cross-functional teams including Compliance, Data Science, Engineering, Legal, and Operations, and will present findings to Marqeta's customers to help solve their problems.

The Impact You'll Have

  • Work with diverse internal teams and customers to understand payment card programs, with a specific emphasis on fraud, risk, and disputes.
  • Engage directly with customers to understand their business requirements and share best practices to drive growth.
  • Analyze data to identify trends, patterns, and insights that inform business decisions.
  • Stay informed on industry best practices related to payment risk, fraud, and disputes.
  • Collaborate with the Data Science team to identify new product opportunities and new data capabilities beneficial to Marqeta and its customers.
  • Develop a comprehensive understanding of Marqeta’s data attributes and its ecosystem.
  • Assess current data capabilities and develop a roadmap for future state improvements.
  • Convert existing data capabilities into new product opportunities.
  • Define product metrics, build reporting, and monitor performance, using data to drive decision-making.
  • Identify opportunities for process improvements and contribute to ongoing optimization efforts.
  • Communicate findings, recommendations, and project updates to stakeholders and executives.
  • Champion a delightful customer experience with a customer-first approach.

Who You Are

  • Experience: 5+ years of experience in business analysis or product management and development; experience in maturing products already on the market.
  • Data Analysis Skills: Good understanding of data analysis and visualization tools such as SQL, Python (or R), and Tableau (or Looker).
  • Industry Knowledge: Strong understanding of the payment industry, including risk, fraud, and disputes.
  • Education: Bachelor's degree in Data Science, Mathematics, Statistics, Computer Science, Economics, or another quantitative field.
  • Problem-Solving: Proven track record of applying analytical/statistical methods and testing to solve real-world, data-driven problems.
  • Work Ethic: High attention to detail, ability to prioritize and deliver in a fast-paced, dynamic environment, requiring personal accountability, quality, accuracy, integrity, and trust.
  • Autonomy: Ability to work independently in a remote environment.
  • Communication: Highly effective verbal and written communication and presentation skills for all organizational levels, including senior executives and customers.
  • Collaboration: Strong interpersonal and collaborative skills to build partnerships internally and with external partners at all levels.

Nice-To-Haves

  • Strong technical acumen, curiosity, and familiarity with new technologies, APIs, programming languages, and databases.
  • Experience with implementations processing over 100 million transactions per day.
  • Advanced degree in Business, Data Science, Mathematics, Statistics, Computer Science, Economics, or another quantitative field.

Your Manager

Sameer Patwary, Senior Director, Product Management

Typical Hiring Process

  1. Application submission
  2. Recruiter phone call
  3. Hiring manager video call
  4. Virtual “Onsite” consisting of 4-5, 45-minute calls
  5. Offer!

Company Information

Marqeta is a Flex First company.

Skills

Business Analysis
Risk Management
Fraud Detection
Dispute Resolution
Payment Card Programs
Data Analysis
Product Development
API
Reporting
Process Improvement
Communication
Cross-functional Collaboration

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters
2010Year Founded
$526.5MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, & vision coverage
Flexible time off
Paid family leave
Pet insurance
401k match
Equity
Monthly stipends
Company recognition & awards
Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.
Increased regulatory scrutiny could raise compliance costs for Marqeta.
EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.
The company operates in 40 countries, offering a global card issuing platform.
Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.
Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.
Smarter AI models enhance Marqeta's payment processing capabilities.

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