Software Engineer - Payments

San Francisco, California, United States

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$120,000 – $240,000Compensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

Candidates should have a strong background in software engineering with experience in developing scalable payment integration solutions. Familiarity with international payment systems is preferred, along with a willingness to learn about various payment systems globally. Strong problem-solving skills and the ability to work collaboratively in a team environment are essential.

Responsibilities

The Software Engineer will lead the development of payment integration solutions, ensuring the payments platform is scalable, adaptable, and reliable. They will collaborate with product teams to scope and ship products, improve performance and workflows across payment rails, mentor new engineers, and contribute to internal tooling and documentation.

Skills

Software Engineering

Payment Integration

Scalability

Reliability

Collaboration

Mentoring

Documentation

Tooling

Modern Treasury

Payment operations software for enterprises

About Modern Treasury

Modern Treasury specializes in payment operations software designed to enhance the movement of money for large enterprises across various industries such as real estate, healthcare, insurance, education, and financial services. Their software streamlines payment processes by enabling faster transactions, automatic reconciliation of records, and providing real-time financial data, all supported by artificial intelligence. This allows businesses to manage their financial operations more effectively and securely. Unlike many competitors, Modern Treasury focuses on serving large clients with significant transaction volumes, offering a subscription-based software as a service (SaaS) model that ensures continuous access to updates and features. The company's goal is to modernize payment operations and improve the efficiency and security of financial transactions.

San Francisco, CaliforniaHeadquarters

2018Year Founded

$178.1MTotal Funding

SERIES_CCompany Stage

Fintech, AI & Machine LearningIndustries

51-200Employees

Benefits

Inclusive healthcare package

Unlimited PTO

Paid parental leave

$1k stipend to setup a home office

$500 yearly book stipend

Charitable donation matching

401k

Risks

Increased competition from fintech companies could erode Modern Treasury's market share.

Rapid adoption of instant payment systems may pressure Modern Treasury to innovate continuously.

AI-driven solutions expose the company to risks of biases and errors in financial data.

Differentiation

Modern Treasury automates the full cycle of money movement for large enterprises.

The company offers AI-driven reconciliation to enhance financial workflows and cash visibility.

Modern Treasury provides professional services for tailored payment infrastructure integration.

Upsides

Expansion of instant payments support with six top banks enhances customer experience.

Professional Services offering creates a new revenue stream and strengthens customer relationships.

Inclusion in the 2024 Fintech Innovation 50 list boosts its recognition and appeal.

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