Software Engineer - Payments Core

Position Overview

• Location Type: San Francisco, New York, Remote (AZ, CA, CO, CT, FL, GA, HI, IL, MA, MI, MN, MT, NC, NJ, NV, NY, OH, OK, OR, PA, TX, UT, WA, WI)
• Job Type: Full-Time
• Salary: $120,000 - $240,000

We are seeking Software Engineers to join our Payments Core organization. In this role, you will lead the growth and adoption of global and domestic payment rails, developing cutting-edge payment integration solutions. Our platform supports nearly 40 currencies for cross-border payments from the U.S. to 131 countries, with ambitious plans to expand into new markets and add support for local payment rails in EMEA, LATAM, and APAC. You will be instrumental in ensuring our payments platform is highly scalable, adaptable, and reliable.

Modern Treasury's core platform acts as an intermediary between our customers and their banks, abstracting the complexity of the banking system with an easy-to-use, common interface. Our customers leverage our products for various financial operations, including moving money, automating back-office tasks, and recording transaction ledgers. The companies utilizing Modern Treasury handle over $750 trillion annually via bank payments, significantly outpacing card payments ($2 trillion annually).

Requirements

• (Specific technical skills and experience details are not provided in the original description but are implied for a Software Engineer role.)

Responsibilities

• Lead the development of cutting-edge payment integration solutions.
• Contribute to the evolution of our payments product.
• Shape the future of instant payments.
• Impact the scalability and reliability of the payments platform.
• Collaborate with the product team to scope and ship products.
• Mentor new engineers and contribute to team growth.
• Help grow our team by writing internal tooling and documentation, and participating in the interview process for new hires.

Application Instructions

• (Specific application process details are not provided in the original description.)

Company Information

Modern Treasury is the operating system for money movement. Our payment operations platform provides a suite of APIs and dashboards designed to help companies unlock new payments revenue, enhance customer experiences, and drive operational efficiency. Our end-to-end platform empowers enterprises with faster payments, streamlined workflows, comprehensive data visibility, and seamless bank integrations.

Onboarding and Early Impact:

First Week:

• Familiarize yourself with our leadership, culture, and values.
• Complete onboarding with the engineering team.
• Ship your first commit on day one.
• Address 1-2 small tickets (bugs or minor improvements).
• Engage with our recommended industry primers.

First Six Weeks:

• Successfully ship your first major project.
• Shadow customer and partner meetings weekly.

First Six Months:

• Lead a project focused on improving performance and payment workflows across multiple payment rails.
• Collaborate closely with our product team to scope and deliver products for our enterprise users.
• Actively participate in shaping our product roadmap, with a particular focus on scaling and refining payment rail workflows.