Default Analyst - Mortgage Assistance Underwriting
ValonFull Time
Mid-level (3 to 4 years)
Candidates must have a combined 4 years of higher education and/or work experience, including a minimum of 1 year in collections or customer service. Proficiency with word processing and spreadsheet software, along with excellent communication and customer service skills, is required. A Bachelor's degree, mortgage collections experience, and knowledge of M&T systems are preferred.
The Loss Mitigation Liaison will act as the Single Point of Contact for borrowers throughout the loss mitigation and foreclosure processes. This includes making outbound calls to delinquent borrowers, answering questions about their accounts, collecting financial information, and assisting with loss mitigation documents. The liaison will also communicate approval or denial decisions, explain liquidation options, and ensure compliance with all applicable laws, regulations, and internal control standards.
Full-service banking for individuals and businesses
M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.