M&T Bank

LEAF SR Account Executive

United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

Candidates must possess a Bachelor's degree in Business, Marketing, Finance, or Accounting, or a minimum of 6 years of combined higher education and work experience, including at least 2 years in equipment finance. Prior leasing and sales experience is required, along with strong verbal and written communication, interpersonal, presentation, analytical, decision-making, and strategic planning skills. Proficiency with personal computers and relevant software packages is also necessary. The ability to travel as needed is a physical requirement.

Responsibilities

The Account Executive will originate new equipment finance loan and lease business, adhering to credit and regulatory standards. This includes structuring, negotiating, and closing transactions, as well as building and expanding customer relationships through in-person, phone, and email interactions. They will also increase selling, communication, and relationship management skills, provide support and coaching to other Account Executives, and maintain current knowledge of internal systems and software. Building relationships with peers in other business areas like Accounting, Operations, Credit, and Legal is crucial for obtaining necessary support. The role involves promoting LEAF and M&T cultures, delivering value to customers, understanding and adhering to risk and regulatory standards, and identifying risk-related issues for escalation. Maintaining M&T internal control standards and completing other assigned duties are also part of the responsibilities.

Skills

Equipment Finance
Loan Origination
Lease Origination
Sales
Relationship Management
Negotiation
Credit Analysis
Risk Management
Communication

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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