Marqeta

Lead Product Manager, Emerging Products

Oakland, California, United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Embedded Finance, Payments, LendingIndustries

Requirements

Candidates should possess 8+ years of product management experience in fintech, embedded finance, payments, or lending, with a proven track record of building and scaling financial products from inception to market dominance. Strong technical acumen, expertise in at least one core domain (card issuance, payment processing, lending, BaaS), and exceptional stakeholder management and communication skills are essential. Experience navigating fintech regulatory, compliance, and risk frameworks is required, along with a demonstrated ability to mentor other PMs and thrive in ambiguous, high-accountability environments.

Responsibilities

The Lead Product Manager will set the vision and strategy for multiple emerging product lines within embedded finance, driving end-to-end execution of complex, cross-functional initiatives from concept to market. This includes synthesizing market intelligence and customer insights to identify opportunities, developing partnerships with fintech players, and influencing stakeholders across the organization. The role also involves mentoring peer Product Managers and shaping the long-term roadmap for the emerging product portfolio.

Skills

Product Management
Fintech
Embedded Finance
Card Issuance
Payments
Lending
Strategy
Roadmap
Cross-functional Programs
Stakeholder Management
Market Analysis
Competitive Analysis

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters
2010Year Founded
$526.5MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, & vision coverage
Flexible time off
Paid family leave
Pet insurance
401k match
Equity
Monthly stipends
Company recognition & awards
Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.
Increased regulatory scrutiny could raise compliance costs for Marqeta.
EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.
The company operates in 40 countries, offering a global card issuing platform.
Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.
Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.
Smarter AI models enhance Marqeta's payment processing capabilities.

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