Marqeta

Lead Product Manager, Emerging Products

Oakland, California, United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Embedded Finance, Payments, LendingIndustries

About the Role

As a Lead Product Manager on the Emerging Products team, you will set the vision and drive the execution for multiple high-impact initiatives across card issuance, payments, and lending in the embedded finance space. This role demands a proven ability to take ownership of complex, cross-functional programs that span multiple product lines and strategic bets.

While this is an individual contributor role, you will be expected to operate as a thought leader, mentor peers, and influence senior stakeholders across the company. You will lead the discovery, design, launch, and scaling of new financial products from concept to market dominance, while shaping the long-term roadmap for our emerging portfolio.

We are looking for a builder who thrives in ambiguous environments, can connect the dots across multiple opportunities, and is relentless in driving measurable business impact. If you are ready to take the reins on the next wave of fintech innovation, let’s talk!

About the Emerging Products Team

The Emerging Products team is revolutionizing global embedded finance by enabling seamless integration of card issuance, lending, and payments into digital platforms worldwide. We build category-defining products that empower businesses to offer financial services at scale, with speed and flexibility, looking to push the boundaries of what’s possible in fintech.

Work Environment

We work Flexible First. This role can be performed remotely anywhere within the United States with a preference of being local to our headquarters in Oakland, CA or New York City Metro area. We’d love for you to join us!

The Impact You'll Have

  • Set Multi-Product Vision – Define and own the strategy for multiple emerging product lines, ensuring alignment with company OKRs and long-term market positioning
  • Lead Complex Initiatives – Drive end-to-end execution for high-impact, multi-stakeholder programs, balancing short-term delivery with long-term innovation
  • Market & Competitive Leadership – Identify and validate opportunities by synthesizing market intelligence, competitive research, and customer insights into actionable product strategies
  • Drive Partner & Ecosystem Innovation – Develop deep relationships with fintech partners, networks, and banks to co-create differentiated solutions and accelerate market adoption
  • Influence at Scale – Serve as the voice of the product across executive leadership, cross-functional teams, and external partners, shaping priorities beyond your direct scope
  • Mentor & Elevate Peers – Provide guidance to other PMs, offering frameworks, feedback, and best practices to elevate the overall product craft of the team

Who You Are

  • 8+ years of product management experience in fintech, embedded finance, payments, or lending
  • Proven experience building and scaling financial products from 0 to 1 and beyond, ideally across different product verticals
  • Strong ability to set product vision and strategy while driving hands-on execution
  • Deep technical acumen with experience leading API-driven product development in partnership with engineering teams
  • Expertise in at least one core domain (card issuance, payment processing, lending, BaaS) and strong working knowledge across others
  • Exceptional stakeholder management and communication skills—adept at influencing without direct authority across all organizational levels
  • Experience navigating regulatory, compliance, and risk frameworks in fintech environments
  • A natural problem solver who thrives in high-ambiguity, high-accountability settings and balances strategic thinking with rapid execution
  • Track record of mentoring PMs and elevating team performance

Nice-To-Haves

  • Experience working with compliance, risk, and regulatory frameworks in fintech is a plus
  • Hands-on experience in AdTech in creating solutions for demand and supply partners
  • Background in both consumer and B2B fintech products

Your Manager

  • Rasik Krishna - Senior Director, Product Management

Typical Process

  • Application submission
  • Recruiter phone call
  • Hiring manager video call
  • Virtual

Skills

Product Management
Fintech
Embedded Finance
Card Issuance
Payments
Lending
Strategy
Roadmap
Cross-functional Programs
Stakeholder Management
Market Analysis
Competitive Analysis

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters
2010Year Founded
$526.5MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, & vision coverage
Flexible time off
Paid family leave
Pet insurance
401k match
Equity
Monthly stipends
Company recognition & awards
Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.
Increased regulatory scrutiny could raise compliance costs for Marqeta.
EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.
The company operates in 40 countries, offering a global card issuing platform.
Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.
Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.
Smarter AI models enhance Marqeta's payment processing capabilities.

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