Humana

Financial Underwriting Representative 3

San Antonio, Texas, United States

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Insurance, Financial ServicesIndustries

Requirements

Candidates should possess intermediate mathematical skills, strong analytical skills and attention to detail, and excellent communication and interpersonal skills. They must also be proficient with the Microsoft Office Suite and have less than 2 years of project or process experience. A Bachelor’s degree or equivalent experience is required, along with a passion for contributing to an organization focused on continuously improving consumer experiences.

Responsibilities

The Financial Underwriting Representative 3 will evaluate renewal discretion requests from sales and broker partners, review life over guaranteed issue applications, and analyze new business cases during the installation process. They will also communicate effectively with sales to gather information, maintain accurate records of underwriting activities, collaborate with team members to streamline processes, and provide exceptional customer service by addressing inquiries and resolving issues related to underwriting processes.

Skills

Mathematical Skills
Analytical Skills
Attention to Detail
Communication Skills
Interpersonal Skills
Microsoft Office Suite

Humana

Health insurance provider for seniors and military

About Humana

Humana provides health and well-being services, focusing on Medicare Advantage plans for seniors, military personnel, and communities. Their plans include HMO, PPO, and PFFS options, designed to improve health outcomes through comprehensive and flexible coverage. Humana's revenue comes from government contracts and member premiums, and they aim to maintain high renewal rates by offering quality service and competitive benefits. The company stands out by fostering a culture of inclusivity and belonging among its employees, while also ensuring accessibility for all members, including offering free language interpreter services. Humana's goal is to deliver value to its members through an extensive provider network and innovative health solutions.

Louisville, KentuckyHeadquarters
1961Year Founded
IPOCompany Stage
Social Impact, HealthcareIndustries
10,001+Employees

Risks

Potential over-reliance on AI could disrupt operations if systems fail or are compromised.
Rising medical costs and tightening Medicare reimbursements may strain financial performance.
Leadership change with new CEO Jim Rechtin could lead to strategic disruptions.

Differentiation

Humana is a leader in Medicare Advantage plans, focusing on seniors and military personnel.
The company emphasizes inclusivity, offering free language interpreter services for accessibility.
Humana leverages AI and cloud technologies through a partnership with Google Cloud.

Upsides

Humana's investment in Healthpilot enhances digital enrollment for Medicare options.
The company is the first insurer to cover TMS therapy for adolescent depression.
Humana's focus on value-based care aims to improve outcomes for kidney disease patients.

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