Pacific Life

Underwriting Technical Director

Connecticut, United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
InsuranceIndustries

Position Overview

  • Location Type: 100% Remote
  • Job Type: Full-time
  • Salary: $163,620.00 - $199,980.00

Pacific Life is seeking talented Life Insurance Underwriters at the Underwriting Technical Director level to join our Consumer Markets Division. This role is crucial for evaluating insurance applicants, correlating risk factors to determine acceptance, modification, or decline of applications, with a focus on mortality risk. As an Underwriting Technical Director, you will play a key role in Pacific Life's growth and long-term success, impacting our market position and relationships with distribution partners. Pacific Life is undergoing a transformation to update tools and achieve accelerated underwriting, offering a supportive environment for career growth, innovation, and a people-first culture.

Responsibilities

  • Complete wing-to-wing underwriting decisions.
  • Review upfront underwriting data and tools.
  • Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection.
  • Finalize cases.
  • Data enter medical history and use system workbenches to process and decision cases.
  • Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.

Requirements

  • 12-15+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies.
  • Ability to handle advanced decision-level authorities without a co-signature ($15 Million or higher).
  • Effective written and verbal communication skills with the ability to build relationships both internally and externally.
  • Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events.
  • Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used.
  • Ability to develop specific goals, plan, and prioritize work.

Qualifications That Make You Stand Out

  • Bachelor's Degree
  • BGA and Trial Experience Preferred
  • Completion of FALU, CLU, FLMI or other insurance-related coursework

Company Information & Benefits

Pacific Life is dedicated to providing for loved ones, planning rewarding retirements, and saving for the future. Policyholders count on Pacific Life to be there when it matters most. The company fosters collaboration and innovation to transform the industry. Pacific Life offers more than just a job; it's a career with purpose, providing support, balance, and resources to make a positive impact.

Your Benefits Start Day 1: Pacific Life prioritizes employee wellbeing by offering flexible benefits tailored to individual needs, covering physical, financial, emotional, and social wellbeing.

Skills

Life Insurance Underwriting
Risk Assessment
Medical History Evaluation
Mortality Analysis
Underwriting Tools
Underwriting Decision-Making
Insurance Industry Knowledge
Underwriting Process Management

Pacific Life

About Pacific Life

Newport Beach, CaliforniaHeadquarters
1868Year Founded
$189.4MTotal Funding
N/ACompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health Insurance
Paid Vacation
Paid Parental Leave
Adoption Assistance
401(k) Retirement Plan
401(k) Company Match

Risks

Increased competition in annuities market from companies like Prudential and MetLife.
Potential financial exposure from significant real estate investments.
Integration challenges with Selerix could affect customer satisfaction.

Differentiation

Pacific Life partners with T. Rowe Price for innovative Lifetime Income solutions.
Recognized as a top community-minded company, enhancing brand reputation and trust.
Real-time integration with Selerix improves benefits administration accuracy and efficiency.

Upsides

Lifetime Income solution attracts clients seeking secure retirement options.
Enhanced annuity products offer flexibility and growth, increasing product attractiveness.
Strong real estate financing position opens more sector opportunities.

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