Nationwide

Underwriter - Personal Lines (Core team)

United States

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
InsuranceIndustries

Requirements

Candidates should have underwriting and/or processing experience, with P&C underwriting experience being a plus. Critical thinking skills, customer focus, communication abilities, decision-making capabilities, and a change champion mindset are required. An empowered mindset and the ability to take initiative are also essential qualifications.

Responsibilities

As an Underwriter, you will accept, retain, and classify moderate exposure new and renewal policies, manage an assigned underwriting territory, build agency relationships, identify business trends, and help drive profitable growth for agencies. You will provide input into portfolio underwriting, assist with transfer underwriting efforts, and collaborate with sales, claims, and other internal resources to drive profitable growth. You will also review individual risks, complete underwriting transactions, make decisions on business acceptance, and consult with agents regarding underwriting decisions.

Skills

Underwriting
Processing
P&C underwriting
Critical Thinking
Customer Focus
Communication
Decision Making
Change Management
Ownership
Analytical Skills

Nationwide

Provides insurance and financial services

About Nationwide

Nationwide provides insurance and financial services to individuals and businesses across the United States. Their product offerings include auto, home, life, and commercial insurance, as well as retirement and investment solutions. The company operates by underwriting insurance policies and managing investment portfolios, earning revenue through premiums, investment income, and fees for financial services. What sets Nationwide apart from its competitors is its focus on leveraging technology to improve claims processing and policy management, along with its commitment to customer service. Additionally, Nationwide partners with organizations to offer financial education resources, particularly for retirees, aiming to ensure financial security and protect the futures of its clients.

Columbus, OhioHeadquarters
1925Year Founded
$769.7MTotal Funding
N/ACompany Stage
Consulting, Financial ServicesIndustries
10,001+Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Paid Vacation
Paid Holidays
401(k) Retirement Plan
401(k) Company Match

Risks

Competition from insurtech startups like Nexar may challenge Nationwide's market share.
AI-driven platforms like Planck could disrupt traditional insurance models.
Partnerships with AI firms may require significant tech investment and integration efforts.

Differentiation

Nationwide invests in tech-driven platforms like YellowBird and Betterview to enhance services.
Partnership with CLARA Analytics shows Nationwide's focus on AI for operational efficiency.
Collaboration with Funding Circle highlights Nationwide's support for small business growth.

Upsides

Nationwide's $56M loan to Whitestone REIT diversifies its investment portfolio.
Investments in AI and tech platforms could streamline operations and reduce costs.
Supporting small businesses may expand Nationwide's customer base and strengthen relationships.

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