Capital Markets Associate
Mission Lane- Full Time
- Junior (1 to 2 years)
The Director of Auto Capital Markets should possess at least 7 years of experience in Auto Capital Markets, Structured Finance, or Fintech, with a proven track record in whole loan sales, warehouse financing, securitization, and forward flow execution. A strong understanding of secured assets and structured finance markets is required, along with excellent negotiation and relationship management skills to effectively interact with internal and external stakeholders.
This role involves designing and launching Upgrade’s inaugural Auto ABS securitization program, strategically managing and optimizing multiple Auto warehouse facilities, forecasting financing needs and execution strategy across various transactions, building and expanding forward flow programs, negotiating and managing legal documentation, monitoring internal credit performance, and supporting broader Capital Markets strategy across other Upgrade verticals as needed.
Provides loans, credit cards, and rewards
Upgrade offers personal loans, credit cards, and rewards checking accounts to help individuals manage their finances. Their personal loans allow borrowing up to $50,000 with fixed rates and no prepayment penalties, while the Upgrade Card provides cash back rewards on various spending categories. What makes Upgrade different is its focus on affordability and user-friendly features, attracting customers looking for flexible credit solutions. The company's goal is to promote responsible financial behavior and long-term financial health through accessible credit options.