Capital Markets Associate
Mission LaneSalary not specified
- Full Time
- Junior (1 to 2 years)
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial Services, MortgageIndustries
Requirements
Candidates should possess a Bachelor’s degree in Finance, Economics, or a related quantitative field, and have at least 7 years of experience in mortgage capital markets, specifically with commercial mortgage servicing rights (CMSRs). Strong analytical and modeling skills are essential, along with a deep understanding of mortgage servicing valuation and risk management. Experience with QRM (Quantitative Risk Management) modeling is highly desirable, and knowledge of US, Canadian, and Mexican employment laws is not required but beneficial.
Responsibilities
The Mortgage Capital Markets Expert will independently analyze and maintain models for valuing and forecasting CMSR performance, supporting analysis and reporting on the capital markets residential mortgage pipeline and portfolio, and serving as a subject matter expert in mortgage pipeline and MSR risk management. They will collaborate with various business lines and teams to ensure accurate model assumptions, provide leadership and expertise to Accounting, Finance, and Mortgage Servicing, and lead projects to enhance the pipeline and MSR valuation framework. The role also involves staying abreast of regulatory guidance, supporting manager in areas of staffing and performance, maintaining internal controls, and identifying risk-related issues. Additionally, the expert will support manager in areas concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.
Skills
Mortgage Valuation
Modeling
CMSRs
Quantitative Analysis
Risk Management
Financial Reporting
Forecasting
MSR
Banking Industry Knowledge
M&T Bank
Full-service banking for individuals and businesses
About M&T Bank
M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.
Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees