Senior Loan Officer, Mortgage
GoodleapSalary not specified
- Full Time
- Mid-level (3 to 4 years)
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial Services, Commercial LendingIndustries
Requirements
Candidates should possess a Bachelor’s degree and have at least 7 years of experience in commercial lending or a related field, with a strong understanding of auto, boat, and RV financing. They should have excellent credit analysis skills and a proven ability to build and maintain relationships with complex dealer groups. Knowledge of M&T Bank’s policies and procedures is essential, as is the ability to interpret and apply lending guidelines.
Responsibilities
The Senior Relationship Manager will develop and manage a portfolio of auto, boat, and RV dealers, establishing and strengthening relationships to promote financial products and services. They will service customers seeking loan and deposit relationships, evaluate credit information, and make relationship recommendations. The role involves participating in call programs, evaluating loan requests, analyzing financial conditions, approving loans within authority, and keeping abreast of industry trends. Additionally, they will work with Sales Managers and Credit Managers to structure credits, monitor customer accounts, assist with credit renewals, and ensure compliance with regulations and internal controls.
Skills
Relationship Management
Credit Evaluation
Loan Processing
Financial Analysis
Industry Knowledge (Auto, Boat, RV Dealers)
Customer Service
Market Trend Analysis
Networking (Accountants, Attorneys, Industry Organizations)
M&T Bank
Full-service banking for individuals and businesses
About M&T Bank
M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.
Key Metrics
Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees