Director, Credit Business Analytics
Mission LaneSalary not specified
- Full Time
- Junior (1 to 2 years)
$110,000 – $160,000Compensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries
Requirements
Candidates should possess at least 3 years of commercial underwriting experience at a bank, financial institution, or fintech company, along with thorough analysis of financial statements (P&L, BS, CF) and metrics, and experience underwriting/managing asset-based loans, term loans, factoring facilities, merchant cash advances, credit cards, or other loan products. Strong proficiency in SQL and Excel is also required, alongside a meticulous attention to detail and the ability to prioritize tasks effectively.
Responsibilities
The Credit Strategy Lead will strengthen portfolio management tools to help prevent delinquencies/defaults, assist the Credit team in identifying process gaps and implementing improvements, partner with the risk operations team to manage payment failures and triage escalations, serve as a cross-functional partner between credit, finance, capital markets, and risk operations to ensure accurate reporting for borrowing facilities, work closely with data and engineering teams to incorporate new data sets into underwriting models, build out monthly credit reporting dashboards, and periodically perform underwriting audits to ensure compliance with internal policies.
Skills
SQL
Excel
Financial Analysis
Loan Product Knowledge
Underwriting
Data Integration
Reporting
Process Improvement
Risk Management
Critical Thinking
Project Leadership
Settle
Payment solutions for CPG brands
About Settle
Settle offers payment products tailored for Consumer Packaged Goods (CPG) brands, focusing on simplifying cash flow management. Their tools help these brands understand and manage retailer and distributor margins, addressing challenges like supply chain disruptions and retail changes that can affect profitability. Unlike many financial service providers, Settle specifically targets emerging CPG brands, allowing them to concentrate on growth rather than financial details. The company generates revenue by charging clients a fee based on transactions or a flat rate for its services, aiming to support CPG brands in navigating their financial landscape.
Key Metrics
San Francisco, CaliforniaHeadquarters
2019Year Founded
$78.8MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees