Commercial Banker at M&T Bank

Hilliard, Ohio, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Strong interpersonal skills with the ability to work independently and as a team player
Manual dexterity skills for typing up to 25% of the business day
Specific vision requirements including close vision (18”-20”), distance vision, and depth perception for computer work and travel

Responsibilities

Interviews customers and prospective customers and prepares documentation for commercial loans, including collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee
Maintains aggressive commercial calling program for new and existing customers
Assists other Bankers in governmental lending programs
Attends and participates in community affairs to promote the bank’s image
Reviews final loan documentation to determine appropriate recommendations
Assumes responsibility for complex accounts and provides training and guidelines to less experienced Bankers
Carries out a variety of business development activities to identify bank prospects
Ensures compliance with existing loan policies and procedures and assists in policy development and modification
Works with customers to establish personalized Treasury Management services according to the customer’s needs
Receives and responds to various customer questions and solves customer problems
Reviews Collateral Protection Reports and determines appropriate course of action
Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection and review, and credit quality related report reviews
Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience
Contacts delinquent loan customers
Maintains a good working relationship with bank employees
Assumes additional responsibilities as required

Skills

Key technologies and capabilities for this role

Commercial LendingFinancial AnalysisLoan StructuringCredit AnalysisTreasury ManagementBusiness DevelopmentLoan DocumentationComplianceCustomer Relationship ManagementMentoring

Questions & Answers

Common questions about this position

What is the location and work hours for this Commercial Banker position?

The position is located at 4599 Cemetery Road, Hilliard, OH 43026, with hours Monday-Friday 9:00 am - 4:00 pm, and additional hours as necessary to meet department objectives.

What salary or compensation does this role offer?

This information is not specified in the job description.

What key skills are required for the Commercial Banker role?

The role requires strong interpersonal skills, the ability to work independently and as a team player, experience handling highly complex commercial banking activities including financial analysis and loan structuring, and mentoring less experienced bankers.

What is the team environment like at M&T Bank for this position?

The role involves mentoring and providing training to less experienced bankers, maintaining good working relationships with bank employees, and working independently as well as collaboratively as a team player to contribute to department success.

What makes a strong candidate for this Commercial Banker position?

Strong candidates will have experience managing complex commercial banking relationships, conducting financial analysis for loan structuring, business development skills, and the ability to mentor junior bankers while demonstrating excellent interpersonal and independent working abilities.

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters

1993Year Founded

IPOCompany Stage

Financial ServicesIndustries

10,001+Employees