Affirm

Business Systems Lead (Financial Platforms)

United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Lead Engineer, Business Systems

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

As a Lead Engineer within the Business Systems team, you will be an integral member of the Servicing division. You will collaborate with Business Systems, Engineering, Product, Operations, and key stakeholders to craft and deliver technical solutions to business problems and transform the way our Service Agents thrive. We seek candidates who strive for simple, sophisticated solutions and continuously improve both their technical and soft skills. The ideal candidate will demonstrate the ability to work nimbly and efficiently and adapt in a constantly evolving environment.

In this role, you will lead high-impact projects from inception to completion, ensuring that each initiative aligns with the company's strategic goals and delivers measurable results. You will serve as the tech lead for a team of system leads, providing technical strategy for platform improvement and project deliverables. The ideal candidate will possess a strong background in the Salesforce ecosystem, including Service Cloud, project management, exceptional communication skills, and a keen eye for detail, ensuring that all activities are executed flawlessly and efficiently.

Responsibilities

  • Own and optimize Salesforce as the primary CRM, ensuring it meets business needs across Servicing, Operations, Compliance, and Customer Success.
  • Set technical strategy for your team on a year-long time scale and help your team tie it together with critical, business-impacting projects.
  • Collaborate across teams in the product development lifecycle by partnering with Product Management, Design & Analytics to ensure technical sustainability, risks, and trade-offs are well understood and managed.
  • Act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
  • Maintain and support developed integrations between Salesforce and core systems (Snowflake, Amazon Connect, internal tools) to enable seamless Case Creation flows and automation.
  • Develop and enforce best practices for system governance, security, and data integrity, ensuring compliance with fintech regulations (e.g., PCI-DSS, GDPR, SOC 2).
  • Collaborate with cross-functional teams (Ops Excellence, Servicing, Product, Security, Engineering) to understand business needs and translate them into scalable system solutions.
  • Drive excellence and automation in DevOps leveraging the Salesforce DevOps Center and/or GitHub Actions.
  • Utilize Lightning Flows, Agentforce, and other low-code tools to improve workflows and eliminate manual processes.
  • Manage system enhancements and customizations, including configurations, flows, Lightning components, and API integrations.
  • Oversee JIRA boards for business systems projects, defining clear requirements, managing sprints, and ensuring timely execution.
  • Develop metrics for system observability, availability, and performance.
  • Monitor system performance, troubleshoot issues, and drive continuous improvements.
  • Provide training and documentation to ensure high adoption and effective use of business systems.

Requirements

  • Equivalent practical experience or a Bachelor’s degree in a related field.
  • 5+ years of experience in Business Systems Engineering, Software, or Enterprise Applications, preferably in a fintech, SaaS, or high-growth tech environment.
  • Deep expertise in Salesforce (certifications preferred: Salesforce Admin, Advanced Admin, Platform App Builder, Developer I).
  • Experience implementing and improving Salesforce platform observability and availability best practices.
  • You thrive in ambiguity and are comfortable moving from low-level language idioms to the architecture of large systems.

Company Information

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Skills

Salesforce
Service Cloud
CRM
Technical Strategy
Project Management
System Leads
Business Systems
Product Development Lifecycle
Stakeholder Management
Compliance
Customer Success

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

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