Analytics Lead at Earnest

New York, New York, United States

Earnest Logo
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Retail, E-commerceIndustries

Requirements

Candidates should have 5-8+ years of experience in analytics, business intelligence, or data strategy roles, preferably in DTC or e-commerce. Proficiency in SQL and experience with large-scale datasets in Snowflake are required. Familiarity with data visualization tools like Sigma, Tableau, or Looker, and Segment is necessary. Demonstrated ability in designing and interpreting A/B tests, understanding marketing and customer analytics (CAC, LTV, retention, media mix), and experience with forecasting and demand planning are essential. Knowledge of data modeling best practices and attention to data quality are also required.

Responsibilities

The Analytics Lead will deliver insights to improve key business metrics such as customer acquisition costs, revenue, and profit. They will support sales and marketing analytics, including campaign performance, media mix evaluation, customer segmentation, and retention metrics. The role involves analyzing product trends and assortment performance, partnering with finance and operations for demand forecasting, and designing/analyzing A/B tests. Additionally, they will build reporting dashboards, define data requirements, and collaborate with engineering teams to ensure data quality and reliable pipelines.

Skills

Business Performance Analysis
Data Analysis
Customer Acquisition Cost (CAC)
Revenue Analysis
Profit Analysis
Sales Analytics
Marketing Analytics
Campaign Performance Analysis
Media Mix Evaluation
Customer Segmentation
Retention Metrics
Product Trends
Assortment Performance

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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