Senior Underwriter
American Family Insurance GroupSalary not specified
- Full Time
- Senior (5 to 8 years)
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
InsuranceIndustries
Requirements
Candidates should possess a Bachelor’s degree or equivalent experience, along with a minimum of two years of experience in Life, AD&D, Short Term, and Long Term Disability underwriting and risk analysis. They must demonstrate a comprehensive understanding of risk pool management, manual rating, and the competitive landscape of the industry. Strong negotiation skills and proficiency in Microsoft Word, Excel, and Access are also required.
Responsibilities
The Life & Disability Financial Underwriter will compute rates for both renewing and prospective group life and disability accounts, working with Life, AD&D, Short Term, and Long Term Disability opportunities to prepare offers for clients in the small and mid-market segments. This role involves providing rationale and support to Sales, clients, and other areas regarding risk selection, financial analysis, rate computations, and financial activity. The underwriter will also prepare expense estimates, conduct accurate financial analysis, and understand department, segment, and organizational strategy. They will make decisions regarding their work methods, negotiate with field partners, and present options to leadership, following established guidelines and procedures.
Skills
Life underwriting
AD&D underwriting
Short Term Disability underwriting
Long Term Disability underwriting
Risk analysis
Financial analysis
Rate computations
Risk pool management
Manual rating
Negotiation
Microsoft Word
Excel
Access
Customer service
Humana
Health insurance provider for seniors and military
About Humana
Humana provides health and well-being services, focusing on Medicare Advantage plans for seniors, military personnel, and communities. Their plans include HMO, PPO, and PFFS options, designed to improve health outcomes through comprehensive and flexible coverage. Humana's revenue comes from government contracts and member premiums, and they aim to maintain high renewal rates by offering quality service and competitive benefits. The company stands out by fostering a culture of inclusivity and belonging among its employees, while also ensuring accessibility for all members, including offering free language interpreter services. Humana's goal is to deliver value to its members through an extensive provider network and innovative health solutions.
Louisville, KentuckyHeadquarters
1961Year Founded
IPOCompany Stage
Social Impact, HealthcareIndustries
10,001+Employees