starszy doradca klienta firmowego at Santander

Legnica, Lower Silesian Voivodeship, Poland

Apply Now

Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Bankowość, FinanseIndustries

Requirements

Minimum 3 years of experience in sales and/or customer service in the financial sector
Values contact with people and long-term relationships based on trust
Likes to work in a team and achieve jointly set goals
Knowledge of enterprise financial analysis and credit analysis
Minimum 2 years of experience in servicing business entities
Broad knowledge of standards, processes, procedures, and banking products and services available in the distribution channel
Skills in servicing entities: JDG (sole proprietorships), Civil Law Companies, and Commercial Law Companies; processing loans and recommending transactions with collateral such as BGK guarantees, POLFUND, hypothecary
Experience in loan restructuring
Minimum secondary education
Analytical skills
Category B driver's license
Desirable
Communicative English skills enabling contact with foreign clients and assistance in selecting appropriate banking products

Responsibilities

Full diagnosis of client needs, matching the bank's offer considering the appropriate financing structure
Scheduling meetings at the client's premises to understand the specifics of the company's operations
Supporting clients in starting a business
Presenting solutions to the client based on information from banking systems and using available tools
Providing information on the current offer of banking products and services
Ensuring the accuracy, quality, and completeness of client data in banking IT systems
Continuous and systematic registration of client contacts in the system
Offering and promoting banking products for small and medium-sized enterprises (SMEs)

Skills

Key technologies and capabilities for this role

obsługa klientasprzedażanaliza finansowa przedsiębiorstwanaliza kredytowaobsługa podmiotów gospodarczychprodukty bankoweprocesowanie kredytówrekomendacje transakcjizabezpieczenia kredytowerestrukturyzacja kredytówumiejętności analityczne

Questions & Answers

Common questions about this position

What employment contract is offered for this position?

The role offers an employment contract on substitution (umowa o pracę na zastępstwo) for the first 7 months, with the possibility of a permanent contract after the onboarding period.

Is this a remote or on-site position, and where is it located?

This is a stationary (on-site) position in one branch in Legnica, at ul. Gwarna 4.

What are the key required skills and experience for this role?

Candidates need at least 3 years of experience in sales and/or customer service in the financial sector, 2 years handling business entities, knowledge of financial and credit analysis, and skills in handling JDG, civil and commercial companies, credit processing, and restructuring.

What is the company culture like at Santander?

The company values relationships with people, diversity among employees, teamwork, providing the best client experience in the financial sector, and believes everyone can bring a unique perspective.

What makes a strong candidate for this senior business client advisor role?

Strong candidates have 3+ years in financial sales/customer service, 2+ years with business clients, financial/credit analysis knowledge, experience with credit processing and restructuring, analytical skills, and a team-oriented approach valuing client relationships.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

Land your dream remote job 3x faster with AI

Try Jobo Free