Staff Data Engineer at Credit Karma

Oakland, California, United States

Credit Karma Logo
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
FinTech, Financial ServicesIndustries

Requirements

  • Bachelor's degree in Computer Science, Computer Engineering, relevant technical field, or equivalent practical experience
  • 10+ years of relevant experience
  • Deep understanding of data modeling principles, including schema design and dimensional data modeling
  • Experience in writing efficient SQL

Responsibilities

  • Develop and Conceptualize Data Architecture Capabilities: Design, develop, and own data architecture capabilities for large-scale projects, focusing on data ingestion, processing, storage, and retrieval, while evaluating design and operational cost-benefit tradeoffs within systems
  • Build Unified Customer Profile: Lead the development of a comprehensive data model and services for Credit Karma and Intuit's Unified Customer profile, integrating financial data across multiple sources and systems, ensuring data quality and governance
  • Understand Capability Customers: Collaborate with stakeholders to understand the needs of capability customers, including data scientists, product managers, and business leaders
  • Develop and Drive Data-Driven Roadmaps: Develop roadmaps for data architecture capabilities that align with business objectives and overall technology strategy, influencing engineering, product and cross-functional teams to identify data opportunities and drive impactful business decisions
  • Establish Data Architecture Best Practices: Develop, maintain, and enforce data architecture standards, best practices, and design patterns to ensure consistency and quality across data capabilities
  • Enable Seamless Data Integration and Interoperability: Foster data integration and interoperability across Credit Karma and Intuit's systems, enabling seamless data sharing and powering personalized member experiences by solving complex data integration problems using optimal ETL patterns, frameworks, and query techniques
  • Optimize Data Infrastructure for Efficiency: Optimize data pipelines, dashboards, frameworks, and systems to facilitate easier development of data artifacts, ensuring efficient and effective data integration and processing
  • Mentor and Develop Team Members: Mentor team members by giving/receiving actionable feedback, promoting growth and development

Skills

Data Architecture
Data Engineering
Data Ingestion
Data Processing
Data Storage
Data Retrieval
Scalable Data Solutions
Data Modeling

Credit Karma

Provides free credit scores and financial tools

About Credit Karma

Credit Karma provides financial tools and resources to help individuals improve their financial health. The platform offers free access to credit scores, credit monitoring, and personalized recommendations for credit cards and loans, including options for cars, homes, and personal financing. Users can track their credit progress and receive alerts about changes to their credit reports. Unlike many competitors, Credit Karma operates on a freemium model, allowing users to access a wide range of services at no cost while earning revenue through partnerships with financial institutions. The company's goal is to empower its members to achieve their financial goals by providing helpful resources and fostering a sense of ownership and progress in their financial journeys.

Oakland, CaliforniaHeadquarters
2007Year Founded
$358MTotal Funding
ACQUISITIONCompany Stage
Fintech, Cybersecurity, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health Insurance
Dental Insurance
401(k) Retirement Plan
Commuter Benefits
Wellness Program
Paid Vacation
Paid Sick Leave
Education Perks

Risks

Increased competition from Walmart-backed FinTech One could challenge Credit Karma's market share.
Integration challenges from Zendrive acquisition may distract from Credit Karma's core objectives.
Intuit's AI advancements could overshadow Credit Karma's financial tools and services.

Differentiation

Credit Karma pioneered free credit scores, setting it apart in personal finance.
The company offers a comprehensive suite of free financial tools and recommendations.
Credit Karma's freemium model generates revenue through partnerships with financial institutions.

Upsides

Credit Karma's acquisition of Zendrive enhances its mobility risk intelligence offerings.
AI-driven financial assistants could inspire Credit Karma to develop personalized financial tools.
Growing digital solutions adoption by SMBs presents expansion opportunities for Credit Karma.

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