Visa

Sr. Product Manager, Instant Payments

Reading, England, United Kingdom

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Banking, PaymentsIndustries

Requirements

Candidates require a Bachelor's degree and 5+ years of relevant work experience, or an Advanced degree and 2+ years of relevant work experience, or a PhD and 0 years of work experience. They must have 6+ years of relevant experience with a Bachelor's degree, or 4+ years of relevant experience with an Advanced degree, or up to 3 years of relevant experience with a PhD. Technical skills include relevant experience with at least one real-time payment rail such as NPP, FPS, SEPA, UPI, RTP, or FedNow, in-depth knowledge and hands-on experience with at least one core banking platform, and experience working in an agile environment using tools like Jira and Miro. Preferred qualifications include working knowledge of APIs, Postman, and AWS cloud computing, as well as experience working with international teams across different time zones.

Responsibilities

The Sr. Product Manager will develop and execute the value delivery strategy for the core banking platform, focusing on real-time payment rails. They will develop and monitor product solutions throughout their lifecycle, ensuring product quality, integrity, resilience, and scalability. Responsibilities include evaluating build, partner, or buy approaches for the product roadmap, prioritizing and managing the product evolution backlog, and working with engineering deliveries using agile models. The role involves cooperating with other teams for cross-squad evolutions, providing technical and business expertise to address customer inquiries, and working closely with sales and pre-sales teams to understand requirements and assist in demonstrations and RFP responses. Additionally, they will monitor market trends, regulatory changes, and the competitive landscape to suggest product improvements and evaluate third-party solutions.

Skills

Product Management
Real-time Payments
Agile Methodologies
Banking Platforms
Card Issuing
Financial Market Infrastructure
Product Roadmapping
Backlog Management
Customer Requirements Gathering
Technical Expertise
Business Expertise
NPP
FPS
SEPA
UPI
RTP
FedNow

Visa

Global digital payment network provider

About Visa

Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.

San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.

Risks

CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.

Differentiation

Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).

Upsides

Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.

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