Mercury

Senior Product Manager - Payments

New York, New York, United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial TechnologyIndustries

Senior Product Manager, Payments

Position Overview

At Mercury, we believe moving money should feel seamless, powerful, and even a little magical. Our Payments Group makes moving money with Mercury fast, reliable, and surprisingly delightful, powering every payment with the scale and systems our customers and teams can trust.

We’re looking for a Senior Product Manager to create fast, intuitive, and reliable payment experiences that businesses trust to move their money every day. This is a senior individual contributor role with full-stack ownership, driving user-facing flows while bringing a strong understanding of backend systems and partner integrations.

You’ll own a core area within our Payments Group, partnering closely with engineering, design, operations, data, and our partnerships teams. Your work will shape products that set a high bar for modern business payments: seamless to use, resilient under the hood, and trusted by thousands of customers.

Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC.

Responsibilities

  • Drive meaningful outcomes: Lead end-to-end execution of payments projects that improve speed, reliability, transparency, and user trust.
  • Simplify complexity: Identify and reduce friction in customer-facing flows, clarify what’s happening behind the scenes, and build systems businesses can count on.
  • Prioritize what matters: Use customer feedback, support insights, and product data to focus your efforts on areas that deliver measurable value.
  • Champion excellence: Advocate for thoughtful, high-quality payment experiences, and bring alignment across stakeholders.
  • Communicate clearly: Translate complex technical decisions and regulatory tradeoffs into product strategies that are easy to understand and act on.

Requirements

  • 7+ years of product management experience in fintech or payments.
  • Strong understanding of domestic and international payment systems, including ACH, RTP, domestic and international wires.
  • Proven ability to ship high-quality payment products grounded in customer needs.
  • A strategic thinker who’s comfortable working across both infrastructure and experience layers, and who enjoys rolling up their sleeves to get things done.
  • Excellent communicator and collaborator, able to work across functions and levels of seniority.
  • A strong eye for detail and a natural drive to create experiences that feel polished, trustworthy, and clear.

Compensation & Benefits

The total rewards package at Mercury includes base salary, equity, and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

  • US employees (any location): $200,700 - $250,900 USD
  • Canadian employees (any location): CAD 189,700 - 237,100

Company Information

Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC.

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.

We use Covey as part of our hiring and / or promotional process.

Skills

Product Management
Payments
End-to-end execution
User-facing flows
Backend systems
Partner integrations
Customer feedback analysis
Product data analysis
Stakeholder alignment
Technical decision translation
Regulatory tradeoff analysis

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

San Francisco, CaliforniaHeadquarters
2017Year Founded
$146.8MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health, dental, & vision
Custom equipment setup
401(K) matching
12+ weeks paid parental leave
Book budget
Wellness benefits
Grocery budget
Paid lunch
Personalized callsign
Unlimited vacation policy (with mandatory minimum)

Risks

Mercury's decision to stop serving certain countries may lead to customer loss.
Integration challenges from the Teal acquisition could disrupt services.
Expansion into consumer banking might divert focus from core startup services.

Differentiation

Mercury offers both business and personal banking services, unlike many fintech competitors.
The company provides integrated financial management tools, enhancing startup operational efficiency.
Mercury's Raise program connects startups with investors, mentors, and other founders.

Upsides

Mercury secured a $100 million credit warehouse to expand its credit card business.
The acquisition of Teal enhances Mercury's financial management offerings for startups.
Mercury Personal expands market reach by attracting tech-savvy individuals.

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