Senior Product Manager - Payments

New York, New York, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial TechnologyIndustries

Requirements

Candidates should have 7+ years of product management experience in fintech or payments, with a strong understanding of domestic and international payment systems including ACH, RTP, and wires. A proven ability to ship high-quality payment products grounded in customer needs, strategic thinking across infrastructure and experience layers, excellent communication and collaboration skills, and a keen eye for detail are essential.

Responsibilities

The Senior Product Manager will drive end-to-end execution of payments projects to improve speed, reliability, and transparency, while simplifying complex customer-facing flows and building reliable systems. They will prioritize efforts based on customer feedback and data, advocate for high-quality payment experiences, and translate complex technical decisions into understandable product strategies.

Skills

Product Management

Payments

End-to-end execution

User-facing flows

Backend systems

Partner integrations

Customer feedback analysis

Product data analysis

Stakeholder alignment

Technical decision translation

Regulatory tradeoff analysis

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

San Francisco, CaliforniaHeadquarters

2017Year Founded

$146.8MTotal Funding

DEBTCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health, dental, & vision

Custom equipment setup

401(K) matching

12+ weeks paid parental leave

Book budget

Wellness benefits

Grocery budget

Paid lunch

Personalized callsign

Unlimited vacation policy (with mandatory minimum)

Risks

Mercury's decision to stop serving certain countries may lead to customer loss.

Integration challenges from the Teal acquisition could disrupt services.

Expansion into consumer banking might divert focus from core startup services.

Differentiation

Mercury offers both business and personal banking services, unlike many fintech competitors.

The company provides integrated financial management tools, enhancing startup operational efficiency.

Mercury's Raise program connects startups with investors, mentors, and other founders.

Upsides

Mercury secured a $100 million credit warehouse to expand its credit card business.

The acquisition of Teal enhances Mercury's financial management offerings for startups.

Mercury Personal expands market reach by attracting tech-savvy individuals.

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